Congratulations! These licensed Medicare agents serve your local area.
Barbara Holly

• Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Barbara has spent over 40 years in the insurance industry, with 30 of those years in health insurance. She began her career at GEICO in 1981, and in 1991, she began working at Mercer Consulting, where she remained for twenty-five years. While her experience includes advertising, retirement consulting, compliance, and accounting, her major focus is health insurance.

In 2019, Barbara decided to shift gears from corporate benefits consulting to working with small businesses and one-on-one with individuals, assisting them in finding the most compatible insurance plan(s) for their particular needs. She now enjoys working more directly with people and is delighted she made the career change.

Barbara offers individual, family, and small business health insurance plans; dental and vision coverage; critical illness; disability income; international medical travel; hospital indemnity insurance; and all the Medicare options: Medicare Supplement, Medicare Advantage, and Medicare Prescription Drug Plans. She works with a number of insurance companies, so she is able to offer various plan options.

Barbara has a passion for helping and educating people about health insurance, making sure they understand what they are purchasing, and providing information so they can confidently make the best choice for themselves.

Barbara began with Bridlewood Insurance in January 2021. She joined Bridlewood because of their strong company culture, being in a cohesive group of knowledgeable professionals, and belonging to the best Medicare team in Colorado.

Moving from Illinois to Colorado as a young girl, Barbara is incredibly grateful for her parents’ decision to move because she loves where she lives along the foothills of the Rocky Mountains. She has two grown children and four grandchildren who live near her. She also has two Shih-Poo dogs, brother and sister, who keep her quite entertained.

In her spare time, Barbara enjoys family time, church, walking her dogs, exercising, reading, crafts, horseback riding, swimming, and eating chocolate.

Westminster, CO 2362.2 mi

Desiree Delfrari

Arvada, CO 2363.8 mi

Sandra Skinner

Sandra has her A.S. in Business Administration and Business Law from Casper College.  She has a diverse work history in various fields including Retail, Medical, and Government all centered around excellent customer service.  She has also operated her own cleaning and organizing business, The Dirt Collector, for the last ten years.
The Covid pandemic inspired her to challenge herself to obtain her insurance license and enter the field of Medicare insurance.  Sandra was able to get multiple licenses and learn different aspects of the business while with another company and she is grateful for the opportunity. There was some downsizing, and now she is looking forward to her opportunities with Bridlewood!  Having mainly been focused on Medicare Advantage plans and Special Needs plans, she is looking forward to increasing her knowledge base, so that she can provide her clients with the most appropriate options for their situations. Sandra loves helping people understand Medicare and the different options they have for supplemental insurance, with extra benefits and that can save them money and give them peace of mind.

Born and raised in Casper, Wyoming, Sandra loves to travel but it has made her appreciate her home even more. It is a beautiful place to raise a family and she loves being able to see nature and wildlife everyday.  She has been with her husband Patrick since 2000 and together they have a teenage son, Braden, and his brother Jacob from Patrick’s first marriage. She really loves being a mom and she is so proud of both young men. Her furkids include 2 kitties – Lucky (17) and Tiger (13) as well as a tripod Husky Obie (13) and their newest addition, Harlee, a 6 month old Border Heeler. She is proud to say they are all rescues.  Sandra loves to travel and has a great love of classic cars.  She has a 1999 Firebird and wants to expand her collection.  She also enjoys spending time with my family camping, hunting, and fishing.

Bar Nunn, WY 2448.8 mi

William Pansegrau

• Financial Planning • Final Expense • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Life

William has been a licensed CA Real Estate Broker for over 35 years, and is also a Health & Medicare Insurance agent licensed in 40 states.  He received his Bachelor or Science degree at the University of New Mexico, and his Master’s degree at West Coast University.  William has known Jeff Wetzel, President of Bridlewood Insurance for over 10 years, as he has been Jeff’s Medicare client!

William believes that every person and every policy is different.  It is his job to match the person with the absolute best fitting policy.  He offers Medicare Advantage and Prescription Drug plans to his clients.  Medicare can be an overwhelmingly difficult subject to tackle alone, so William feels strongly that it is really important for seniors to work with an experienced, knowledgeable agent like himself, to make the journey much easier.  And the best part about it is that his services cost the client nothing, as he is compensated by the insurance companies.

After living in the Escondido, CA area for over 43, William and his wife, Dolores, moved to Las Cruces, New Mexico for almost 4 years.  They have been married for 29 years and have 3 sons and 3 grandsons.  In his free time, William enjoys yoga, church activities and time spent with family.

Las Cruces, NM 2734.6 mi

Don Kreis

My name is Don Kreis – I am originally from California but have been living in Utah for nearly 30 years with my wife, Becky.  Together we have 3 children and 3 grandchildren. I Attended Brigham Young University in Provo, Utah, and served a mission for the Church of Jesus Christ of Latter-Day Saints in northwest Mexico in the 1980s. I’ve been fluent in Spanish ever since.

I began as a Bridlewood Agent after being Referred by another agent that I knew and trusted after many years with other agencies.

My work experience includes 10 years in Medicare Health Insurance with an active insurance license in 40+ states.  Additionally, I spent 5 years in the mortgage industry and 7 years in various capacities with credit unions.

My favorite part about servicing Medicare recipients is helping people navigate the confusing and complex Medicare process and helping them get the coverage that best suits their needs.

My areas of specialty within Medicare Insurance include Medicare Advantage plans, Medicare Supplement plans, and Special Needs plans for Medicare/Medicaid beneficiaries.



Orem, UT 2911.6 mi

Quinn Hanamaikai

• Auto • Financial Planning • Final Expense • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Provo, UT 2916.9 mi

Debora Dambaugh

Debora has a Bachelor’s of Science degree in Business Management and a post-Degree Paralegal Certification.  She is also a licensed and certified Medicare agent, and has worked as a Senior Medicare Audit Consultant for Aetna Life Insurance Company for nearly a decade.  Deb has more than 15 years of experience in the areas of contract management and regulatory compliance, while working for law firms and software development organizations.

Deciding that Medicare was what she was passionate about, Deb found Bridlewood Insurance when she was searching for an insurance agency to affiliate with, and discovered that they really care about helping people maintain their quality of life by providing education and ongoing support with their Medicare health plan options.  She feels very strongly that she can best help her senior clients by being well-educated and knowledgeable about all the Medicare products she offers, which includes Medicare Supplement plan, Advantage plans and Prescription Drug plans.

Deb and her family moved to Tucson, Arizona about 20 years ago, believing it was an ideal place to raise a family.  Her 3 kids grew up in Tucson.  She has 2 sons who served in the US Army, a son-in-law who is currently serving in the US Air Force and a daughter who just recently graduated from the University of Arizona. She and her family exemplify their values through honesty and hard work, and by helping others along the way whenever they can. Deb and her husband are empty-nesters who love visiting their grown kids and their families, but also love exploring their new-found freedom.  They really enjoy traveling, new experiences and making new friends.  Deb is happiest when she is outdoors, especially taking long walks and watching the sunset. She likes to stay active by hiking with her husband, bicycling, kayaking and playing basketball at the local park.  Deb and her husband can often be found visiting historical sites and museums, watching classic Hollywood movies, and cooking up new recipes together.

Marana, AZ 3101.5 mi

Jermaine Williams

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Jermaine graduated High School, and then went on to obtain an Associate’s Degree.   He is currently finishing his Bachelor’s Degree.  Back in 2011, Jermaine began selling Medicare insurance for Florida Blue, and after many years and due to his expertise in Mediare, he was selected to head up a pilot program to be the leader of a 6 person team of agents dedicated to only selling Medicare insurance.  He is licensed to sell Life, Health, and Accident Insurance, as well as Variable Annuities, in both Arizona and Florida.  Jermaine specializes in Medicare Advantage, Supplement and Prescription Drug plans.

He decided to join Bridlewood Insurance, because they have the reputation for caring more about their clients, than about the bottom line.  Jermaine’s philosophy is to always put the client’s best interest ahead of everything else.  He really enjoys working with people to help them find the best possible Medicare plan to cover all their needs while keeping their costs at a minimum.

Jermaine was born in New York, but raised in beautiful North Carolina.  After 6 years of active duty in the Navy, and 2 years of Reserves, he currently resides in Arizona, although he is licensed and appointed in Florida as well.  One of his favorite pastimes is to learn new things, which he feels is a daily experience.  And he loves to watch sports and travel, especially to the east coast to see his friends and family.

Phoenix, AZ 3139.7 mi

Milt St. John

• Medicare Advantage

Medicare Agent


Milton has sold life and health insurance and annuities since 2002. He taught insurance pre-licensing classes throughout California. He now focusses on helping fellow seniors understand the complex Medicare system and all of the options available to them. He wants to be sure each of his clients has the right plan to cover his/her unique individual need.
Milt is a true “people person” who provides old fashioned customer service to his clients.
Milt has lived in Southern California for most of his life and resides in San Clemente with his wife, Andrea. They have 3 adult sons and one grandson. Milt and Andrea share a love of socializing, traveling, reading, and attending football & baseball games.

Garden City, ID 3245.2 mi

Dusty Clement

• Final Expense • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Dusty has a degree in Business Management from California State University, Chico, with an emphasis in small business management and entreprenuership.  Dusty has his Life and Health license, and is currently license in Idaho, Oregon, Washington, Nevada and California.  He offers many Medicare products, but his emphasis is on Medicare Advantage plans. He really enjoys being able to help clients improve their healthcare and get them into a plan that helps them control their costs without sacrificing their coverage, or access to specific doctors or hospitals.

Dusty is originally from Northern California, and currently resides in Kuna, Idaho.  He and his wife, Mallory, have been together since 2011, and married since 2014.  They do not have any children, but they do have two sweet fox terriers, Gus and Maggie.  In his offtime, Dusty enjoys hunting, fishing, camping, travel, gold prospecting and mushroom gathering.

Kuna, ID 3261.8 mi

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