Congratulations! These licensed Medicare agents serve your local area.
Ron Coyle

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Ron has had a successful life insurance business as an independent agent for the past 23 years. As time has progressed he has come to recognize the growing need that individuals of his generation have in understanding all the options available to back up Original Medicare coverage. With Bridlewood’s full range of Medicare Advantage, Supplemental and Prescription Drug Plans Ron firmly believes there is no better place to provide for this service.

A California native, Ron has been a Vista resident since 1975. Married to his lovely wife Nannette for 36 years, they have two sons and three grandchildren.
A lifelong waterman, he and his family have shared many adventurous travels while surfing, diving and fishing throughout the Pacific region. He regularly mountain-bikes the backcountry trails of North County to “keep the heart and lungs strong”.

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Vista, CA 3600.2 mi

Carmen Saunders

• Bilingual • Covered California • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Carmen has been a proud member of the Bridlewood Insurance team since 2014. She is a Licensed Health Insurance Agent and continues to “make a difference in people’s lives” by helping Seniors have access to the Medicare Advantage, PDPs, and Supplemental Plans that best fit their individual needs.  Carmen’s specialty is helping those who may be a little confused as to how to enroll in Medicare and what plan to choose. She is a good listener and can easily help people sort through the “maze” of Medicare so they can make an informed decision and be able to choose a health plan that is the best for them. She chose Bridlewood because of its ethical and professional reputation and she truly enjoys being of service and helping others.  Meeting with new clients and answering their questions is the favorite part of her job.  She enjoys helping people and she takes her job very seriously, by always providing her clients with outstanding customer service.  She is always avaialble for them.

Carmen was born in Puerto Rico and has lived in California since 1984.  She lived in San Bernardino, then Escondido and now resides in Oceanside.   She has a B.A. from the University of Puerto Rico and an M.S. from Florida International University. Carmen is a retired teacher & high school counselor and a licensed real estate agent since 2002. She moved to San Diego County in 1996 with her husband, Gary, and their son and daughter.  She now has 2 beautiful grandkids who live in Los Angeles county.  They love spending time with them, but it has been a little more difficult now, with social distancing, so they have adapted by texting and doing Zoom calls.  Her favorite hobby is photography.  She also enjoys taking pictures and submitting them to the San Diego County Fair and other contests. Due to the present circumstances, she is not able to go out and take a lot of pictures so, she spends a lot of time in the kitchen, experimenting and preparing new recipes. Luckily, her husband enjoys her cooking, so this encourages her to continue to try new recipes whether for breakfast, lunch or dinner, and of course, last but not least, desserts. Bon appetit!

Oceanside, CA 3603.2 mi

Dawn Watson

• Covered California • Final Expense • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Dawn is an established insurance professional who prides herself on supporting her customers and loves the challenge that Medicare provides. At Bridlewood, Dawn feels great satisfaction when helping her clients understand their Medicare options. Dawn began her career working in both the investor and marketing departments at a real estate company until the market crashed in 1987. Dawn has been very successful selling Aflac supplemental insurance for the last 14 years. She is also certified to sell insurance through Covered California.

Dawn earned her degree in psychology from UC Irvine in 1981. Dawn spends her free time working out, spending time at the beach and bay, visiting with friends, and family, and playing with her three cats! She also has a side business selling Juice Plus+ and is very passionate about health and fitness.

San Diego, CA 3604 mi

Tom Valdez

• Covered California • Medicare Advantage • Medicare Supplement • Life

With every client, Tom has 3 goals: Be helpful, be transparent, be honest. He believes that it’s the only way to conduct business.

Tom has the heart of a teacher and has spent the last 10 years of his insurance career helping people understand difficult concepts. Medicare is complicated, and Tom is willing to take you into the deep end if you like knowing the nitty-gritty. Or, if you don’t want to get into all that – you just want to stay in shallow water – he’ll give you just the bare-bones of what you need to know so that you don’t drown in the Medicare pool. If you’re looking for an agent to help you for the long haul, he’ll be here for another 25-30 years!

On a personal note, Tom has lived in San Diego since 2015, but has roots in the Seattle area. He is married with 3 kids and loves spending time outdoors with them at the beach and various parks around town. If it’s possible to have a hobby and simultaneously have 3 kids, his would be playing guitar.

Tom looks forward to not just helping you with Medicare, but getting to know you and your family over the course of your golden years.

San Diego, CA 3604 mi

Robert Shade

• Covered California • Final Expense • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Medicare Agent


Robert is a graduate of CSU Fullerton with a BS in Business Finance, and has a MBA from Pepperdine University. He began his career in the insurance industry in 1989, and has worked both as a captive, internal agent and as an independent insurance broker. Robert’s focus is on Medicare Supplement plans, stand-alone Prescription Drug plans and Advantage plans.

He started at Bridlewood with the goal of more effectively marketing his Medicare expertise to the southern California market. He believes that providing the public with more knowledge to make well-informed decisions and give them confidence in the choice they make is a priority. Robert enjoys helping people understand the intricacies of Medicare, Medi-Cal and the Affordable Care Act, and to determine which one is the best fit for their situation.

Robert was born in Riverside, CA and traveled the world as a kid from a Military family. He settled in Central Orange County, and just recently moved to San Diego. He has two grown children, that are a source of joy and inspiration in their accomplishments. He enjoys sailing and boating of all kinds, gardening, and being outdoors.

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Oceanside, CA 3605.7 mi


• Financial Planning • Health • Medicare Supplement • Life

Jeremiah earned his Bachelor of Science degree from Cal Poly San Luis Obispo.  He first became a licensed insurance agent almost 20 years ago, specializing in Life, Health, Property and Casualty, and recently added Medicare.  He works with individuals and small to medium sized businesses.  He particularly focuses on Medicare Supplement and Advantage plans.  He was looking to  partner with a proven industry leader, which was a perfect match with Bridlewood Insurance.  His motto is to do whatever is in the client’s best interest.

Jeremiah grew up in Orange County and has lived in Carlsbad since 2002.  He is married to a beautiful woman named Ellen, who is affectionately referred to as “Big Red” by family and friends.  The have one son and a dog.  Jeremiah is a life-long cyclist and skier, and is usually working on multiple projects at all times, to keep him busy.

Carlsbad, CA 3606 mi

Rex Repaire

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Rex has a Bachelor’s Degree in Athletic Training, from San Diego State University.  He is also a certified Medical Exercise Specialist and Institute of Motion Level 1 and
Institute of Motion Level 2.  Rex has worked at Action Medical Products, where he created relationships with Medical Offices to place durable medical devices for patients, as well as he was an Out-Patient Physical Therapy Assistant, assisting in day to day tasks including implementing multiple modalities and therapy programs prescribed by the Physical Therapists. He was also the Director of Fitness at Cal-A-Vie Spa and Resort, where he designed and ran fitness and wellness programs for clients and patients.  Rex built and has run Personal Touch Enterprises – a personal training business concentrating on post-rehabilitation and special needs patients and clients.   He has trained and implemented multiple fitness based programs to staff and trainers in the U.S.A., The UK, and Japan.

As someone who has been in and around the Medical Industry all of his life, Rex realized early on how complicated the insurance industry is. He then recently became involved in helping his Mother try and navigate her health care with her current provider. After realizing this would be no easy task, he began asking questions which lead him to seek a new career in Insurance Sales, specifically Medicare. He feels that his life has been dedicated to helping people in Physical Therapy and fitness, and this was a perfect segue to help make Medicare a little less daunting. Rex joined Bridlewood a short time ago, and is happy to be affiliated with them.  His favorite part of working with people is, helping them first of all, figure out what it is they want to accomplish, and then together, help create the path to get them there.

Originally from San Diego, California, Rex moved to Carlsbad with his wife Carolyn in 1994 and they have lived there ever since.  They have been together since 1990 and have two children – Rex who is 19 and is studying at Point Loma Nazarene University in the Pre-Med program, and their daughter Kirra is 13 and looking forward to her second year in middle school. They also have a 5 year old female Yellow Labrador Retriever. Her name is Honi which is Hawaiian for “Kiss.”
An avid surfer all of his life, Rex has traveled to Indonesia, Hawaii, Tahiti, Australia, Fiji, and of course Mexico in pursuit. The family loves to hike, camp, snorkel, and paddle board together. His son and he are scuba divers with Cozumel, Grand Cayman, and Hawaii as their favorite spots . . . so far.  They also have been backpacking with the same group of fathers and sons for the last 9 years.

Carlsbad, CA 3606 mi

Marco Ortiz

• Auto • Bilingual • Final Expense • Medicare Advantage

Marco has an extensive background as a registered tax professional, Public Notary, and Insurance Agent.  He attended SDSU and The American College.  For more than 15 years he has worked as an Asset Consultant, including lines in Business, Home, Auto, Life and Medicare insurance.  His specialty is Medicare Advantage plans.  He recently joined Bridlewood Insurance after receiving a recruiting letter for Medicare Insurance professionals in the area.

Customer service is his number one priority, including educating his clients through a thorough explanation of the services being requested. He strongly believes in building long lasting relationships with his clients, that will lead to service to their family members, friends, neighbors and coworkers. Through years of great customer service, he has continued to receive word-of-mouth referrals compromising about 80% of his clientele. Marco has been a San Diego resident for over 35 years, and is always ready, willing and able to assist anyone with their insurance planning needs.


San Diego, CA 3607 mi

Steve Korts

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Steve graduated from Escondido High in 1995 and attended Palomar College afterward for Graphic Design and Web Development.  He has been licensed in California since March of 2016, and earned Rookie Awards at a Nationally known insurance company before becoming a Broker in June of the same year.  He specializes in Medicare Supplement, Medicare Advantage and Medicare Prescription drug plans.

Steve started working at Bridlewood because of their amazing training program, and their support of their agents in all their efforts.  He  prides himself on delivering the same support and education to his clients.  His favorite part of the job is helping a client figure out the ins and outs of Medicare, and guiding them in finding the best plan that fits their lifestyle and health needs.  There is nothing better than the satisfaction of knowing he helped another senior with a very major decision in their life.

Steve was born and raised in beautiful San Diego, CA!  His fiancee and he have been together for almost 2 years, and are looking forward to tying the knot soon!  In his leisure time, Steven enjoys surfing, snowboarding, golf, hiking, gardening, cars, cooking, and just being in the great outdoors.

Encinitas, CA 3607.1 mi

Michael Gagan

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Long Term Care

Bridlewood Agent

Michael was born and raised in the Hudson Valley region of New York State. He relocated to beautiful San Diego, California in 2002. He earned a degree in Mortuary Science from the State University of New York at Canton. Michael worked in the family business with his Father for many years, before joining Bridlewood Insurance in 2016.

California, New York, and Minnesota are the states Michael holds licenses in. He has dedicated his life to helping others, always seeking ways to assist in the communities where he lives and works. Michael’s knowledge in the Medicare industry has helped him guide hundreds of individuals to match their personal needs, as their health coverage is one of the single most important decisions they will make.

Michael and his wife live in Tierrasanta with their English Golden Retriever, Sachi. He enjoys spending time with family and friends, as well as traveling, cooking, hiking, mountain biking and camping.

San Diego, CA 3607.2 mi

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