You have come to the right place. We’ll guide you through the “Medicare Maze”.
At Bridlewood Insurance, we pride ourselves on having the best trained, most knowledgeable, and caring Medicare agents in the industry.
Rule #1: ALWAYS do what is best for the client, EVERY TIME
Rule #2: ALWAYS follow Rule #1

Experienced Medicare Agents
Understanding Your Medicare Options
After giving you a basic understanding of Medicare and the options available, the first step is to conduct a thorough Medicare review with you. This process includes identifying your doctors, any specific health concerns you are dealing with, what prescription medications you are taking, travel, living in different areas of the state or country, and more. Once your agent walks you through this process, they will educate you on all the various plans available so that you can confidently choose the most appropriate program to meet your needs and budget. And because the insurance company compensates the agent, our services are offered at no cost.
Our Reviews
Our Goal, A Long Term Relationship
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For those of you who need Medicare, I recommend Gary Rothman. I turn sixty-five this summer and needed a knowledgeable Medicare agent. I heard about Bridlewood agency in Rancho Bernardo, went on their website and found Gary Rothman. I called Gary and he responded right away and has ever since we connected. Gary is not only knowledgeable, but he is also patient, listens with full attention and asks for clarification or a further explanation so he can have the full picture of my needs in insurance. He explains the why and how a particular plan fits my needs. He talks and educates me at a pace that is pleasant and easy to follow. Medicare is challenging to wade through, and Gary makes it easy to understand. He also makes sure to address potential consequences of choosing one plan over another. I am very appreciative of Gary as my insurance agent. I have peace of mind knowing I can call him, and he will provide me with the info I need. Many thanks Gary, Helen B
Helen B6/27/2022 -
Gary Rothman is without a doubt the " best" insurance advisor! I have gone to a number of presentations and have spoken to other advisors as I navigate from PPO to Medicare with a Medi-Gap supplement. Even though I consider myself very educated on insurance, this transition is not that simple. The explanations as well all the choices available can be very confusing. My husband and I were so fortunate to work with Gary. Don't waste your time with anybody else! He will guide you patiently and educate you to make the best decision possible for your future insurance needs.
Phyllis Blanc4/11/2022Cathy was just wonderful, it’s been several years since I went on Medicare and I’ve been so happy with my plan that Cathy suggested for me. I have all my doctors, my specialists plus a great drug plan. Give Cathy a call if you don’t understand how it all works.
Helen RobinsonCathy Wilkerson4/01/2022Cathy was just wonderful, it’s been several years since I went on Medicare and I’ve been so happy with my plan that Cathy suggested for me. I have all my doctors, my specialists plus a great drug plan. Give Cathy a call if you don’t understand how it all works.Helen Robinson
Cathy Wilkerson4/01/2022 -
Gary Rothman is the BEST !! I have not changed my part d plan because I could not find an agent I trusted with my private information and also who knew how to get the best plan for me UNTIL I met Gary Rothman. I immediately knew I could trust him and saw that he has a total command of the business for both for medigap and part D plans . It was so easy ! He gave me the best three options and gave me terrific advice on which plan I should choose .He is very personable and knowable ! I will be using Gary Rothman from now on for all my Medicare options in the future! I absolutely bight recommend Gary Rothman !
Bonnie Lrishel11/16/2021Gary Rothman is the BEST !! I have not changed my part d plan because I could not find an agent I trusted with my private information and also who knew how to get the best plan for me UNTIL I met Gary Rothman. I immediately knew I could trust him and saw that he has a total command of the business for both for medigap and part D plans . It was so easy ! He gave me the best three options and gave me terrific advice on which plan I should choose .
He is very personable and knowable ! I will be using Gary Rothman from now on for all my Medicare options in the future! I absolutely bight recommend Gary Rothman !Bonnie Lrishel11/13/2021 -
Gary Rothman guided us through the process professionally and thoroughly. He made the process of signing up for Medicare easy and worry free. We appreciate everything that he has done for us and would not hesitate to recommend him.
Arnold Rivero1/15/2021 -
Simply put: Medicare = Gary Rothman! He is like any other angel watching over you. Working 24/7 and taking care of your personal plan even when you’re not aware. He really cares! Gary helped me through what I was expecting to be a monumental task, with ease. Efficient, professional, polite and personable. There’s no where else you need to look for help. Thanks Gary!
Connie Tolan1/04/2021Gary Rothman is great!! He is very professional, knowledgeable, informative, friendly and is extremely responsive to his customers needs, concerns and questions. I would highly recommend Gary to anyone looking for an individual who genuinely cares and puts his customers first.
Jim N.12/29/2020I can’t recommend Vickie Braden enough! Medicare enrollment was looming & I was feeling so overwhelmed. I found Vickie online & dropped an email. She responded quickly. Vickie immediately put my mind at ease with her friendly demeanor & expert knowledge! She really listened to my questions and concerns & went over options that were best for my individual needs.My one regret: I wish I would have called Vickie sooner! Thanks again, Vickie for all your help
D12/06/2020 -
Brian McArthur at Bridlewood has an excellent depth of knowledge on Medicare/Medical/Health Insurance, and assisted me tremendously in my transition from self-insured to Medicare. Brian is patient and informative, knows the answers to your questions, and anticipates the questions you should be asking.
Dave Moffitt12/06/2020I was referred to my insurance agent, Victoria Poilevey in 2019, a few months before I had to choose my Medicare options and an advantage or supplemental plan. I had such a great interaction with her that I referred her to some individuals and for an event of seniors looking for like advantage and supplemental options. She is a delight in which to work. She takes her clients every consideration to heart to find what works best for them. I love the monthly newsletter she sends out, packed full of information and a little personal note about her and her fur babies. I have found a kinship in Victoria and trust that she has my best interest in mind.
D M11/23/2020I can’t recommend Vickie Braden enough! Medicare enrollment was looming & I was feeling so overwhelmed. I found Vickie online & dropped an email. She responded quickly. Vickie immediately put my mind at ease with her friendly demeanor & expert knowledge! She really listened to my questions and concerns & went over options that were best for my individual needs.
My one regret: I wish I would have called Vickie sooner! Thanks again, Vickie for all your helpD11/19/2020 -
Gary Rothman is incredible! I waited too long to begin this princess of signing up and then choosing Medicare and a supplement. I knew nothing of what I was supposed to do. Thank goodness we chose Gary Rothman to guide us through this whole process! He was incredibly knowledgeable of both the process and the available products, took the time to research which plan was best for me and my prescription and medical needs, and never flinched when I lost an email, needed repeated directions, had technology problems or asked a zillion questions. After hearing from friends that felt alone throughout this process, my husband and I are so thrilled we had the direction, knowledge and support of Gary Rothman. Even Covid didn’t slow Gary down! He has been 100% responsive and we know we’re in the best hands possible. Hello 65 - I’m covered and I’m ready for you!
Kathy Marvin10/06/2020To whom it my concern;Cathy Wilkerson is my Bridlewood Medicare Specialist, she signed me up for over 5 years ago. I'm pleased today as I was, when I first enrolled.I have recommended Cathy to many of my friends who needed help, not knowing what to do. They've always been pleased as well!Honestly anytime I’ve had a question regarding my healthcare, she is right there to help me and explain things so I understand and always with such a great personality.I enjoy receiving Cathy's monthly newsletters, it's always fun to read plus good information to keep me up to date on any Medicare changes.I’ve been pleased with her dedication and quick reply’s in getting back to me. I recommend her to anyone who’s uncertain about health insurance.SincerelyMary BengstonDanville Ca.
Cathy Wilkerson10/06/2020 -
I have worked with Gary Rothman, who have proved to be extremelyprofessional. He always responded on all my questions in a timely manner.he is very knowledgeable, have great quality and value.i would recommend him to all my friends.
Anna Oshin8/06/2020Caitlyn Vu is my agent and she has done a fantastic job of finding the best policy at the lowest rate from a good company. She is knowledgeable and thorough, and that makesa huge difference. Also, she follows up to make sure everything is working smoothly, and she has helpful answers to questions. Glad I found her!
Matt Russell8/06/2020
Medicare News Feed
Does Medicare pay for all surgeries?
Medicare only covers medically necessary surgical procedures. Medicare defines medically necessary services as “health care services or supplies that are needed to diagnose or treat an illness, injury, condition, disease, or its symptoms – and that meet accepted standards of medicine.” Medicare further defines medically necessary services as ones that: Are proper and needed for
What is the Medicare SNF Three-Day Rule?
Medicare covers skilled nursing facility (SNF) care in certain circumstances, but some situations can impact what is covered or even or if SNF care will be covered and your costs for that care. If you are in the hospital, your doctor can order observation services to decide if you should be admitted to the hospital
What is the Two-Midnight rule in Medicare?
Whether or not to admit you as an inpatient to a hospital is a decision made by your doctor after reviewing your medical situation, and they decide whether it is necessary to admit you to the hospital. According to Medicare, an inpatient admission is generally appropriate when you’re expected to need 2 or more midnights
How is it possible for Medicare Advantage plans to cost the consumer zero?
Medicare Advantage plans can be very cost-effective, and in fact, there are plans with $0 premiums. So how is that possible? To understand how $0 premium plans are possible, you must understand how Medicare Advantage plans are paid. There are two parts to how Medicare Advantage plans get paid. The first is the premium members
Are there any new changes to Medicare Part D prescription drugs in 2021?
Medicare Part D plans are not standardized, so each plan may have different drug formularies, copays, coinsurance, or deductibles. Part D plans can change the formulary, which is the list of covered drugs, the deductibles, copays, coinsurance, and plan premiums every year. If you are enrolled in Part D, you’re your insurance company will mail
Can I use my Medicare coverage to utilize telehealth services?
If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider’s services after you pay the Part B deductible. You will have to pay the same amount for most telehealth services as if you