https://www.newchapterinsurance.com
North County's "go to" Medicare Agent
CA Insurance # 0M92451

Vickie is a unique blend of Midwestern roots, Southern charm, and contemporary West Coast style and applies this diverse experience to help her clients simplify navigating the Medicare enrollment process and identify the top Medicare insurance plans to supports their specific healthcare needs.

As a proud affiliate of Bridlewood Insurance Services and one of the nearly 10,000 Baby Boomers turning 65 every day, Vickie recognized an urgent need to simplify and redefine the process of transitioning to Medicare and launched New Chapter Insurance.

Focusing and specializing exclusively in this expanding 65+ Medicare market, she is a licensed agent, certified across multiple Medicare providers, including, United Healthcare, SCAN, Anthem Blue Cross, AETNA, HealthNet, Humana, Blue Shield and several others. As a result of these extensive partnerships, she brings insightful and relevant product knowledge, enhanced with firsthand experience to help Baby Boomers successfully navigate Medicare as they move into their next new chapter.

She enjoys living in Carlsbad and incorporates these important keys to a happy life… a sweet dog, a healthy lifestyle, laughter, and great wine!

Verified Reviews for Vickie Braden:
Options for Medicare Supplement and Advantage Plans were explained thoroughly. When I had questions, Vickie went the extra mile to find the answers. Vickie know the system and can help with tips on how to get the process moving. Two weeks after signing up for my plan, I have my insurance cards and I'm all set up!

Pat B - March 11, 2021
Vickie has helped me on three different occasions to make changes to my Medicare Supplement Plan and to my PDP. She is experienced in this realm, very knowledgeable, prompt, supportive, affable, and keeps to schedules she sets. What a pleasure it is to work with her to make these important changes!

Camille Cloutier - March 5, 2021
Vickie helped my wife accomplish something she had not been able to do regarding disability for 4 years in on month. She took care of my enrollment in Medicare moving from an employer based insurance plan seamlessly. She is a good communicator, good follow through, and stay on top of what you need. I recommend her to all my contacts needing Medicare guidance.

Kenton Crowley - February 25, 2021
I can’t recommend Vickie Braden enough! Medicare enrollment was looming & I was feeling so overwhelmed. I found Vickie online & dropped an email. She responded quickly. Vickie immediately put my mind at ease with her friendly demeanor & expert knowledge! She really listened to my questions and concerns & went over options that were best for my individual needs. My one regret: I wish I would have called Vickie sooner! Thanks again, Vickie for all your help

PrncsDi - November 19, 2020
I can’t recommend Vickie Braden enough! Medicare enrollment was looming & I was feeling so overwhelmed. I found Vickie online & dropped an email. She responded quickly. Vickie immediately put my mind at ease with her friendly demeanor & expert knowledge! She really listened to my questions and concerns & went over options that were best for my individual needs. My one regret: I wish I would have called Vickie sooner! Thanks again, Vickie for all your help

D - November 19, 2020
Vickie was patient and personable with me!

Patti Manos - June 17, 2020
Vicki Braden helped me with signup of Medicare. Couldn't have done it without her! She is knowledgeable, insightful, listens well, and advises accordingly, and explains thoroughly. She was a Godsend!

Rhonda Soulia - May 4, 2020
Vicki was patient and so very helpful in guiding me through all the plans available to me, the ins and outs of Medicare and was always ready and willing to answer any questions I had. Since I couldn't see her in person due to Covid-19 concerns, Vicki was easy to communicate with by phone , email or virtual meeting. I couldn't have asked for a better person to help me enroll in Medicare!

Dorian Valles - April 23, 2020
Vickie is outstanding! I can't imagine navigating the medicare system without her. I love the plan she got me, always being there to answer any questions or concerns, and when I move out of state, she will still be there to help me transition into another plan. So happy I found her! Thank you Vickie!

Vicki F - January 27, 2020
I was somewhat apprehensive about transitioning from my work related health insurance to Medicare. Vicky was outstanding - she explained each option clearly and pointed exactly where all the information I needed was. She went over everything and answered all of my questions.

VICKIE BRADEN
[email protected]
CA Insurance # 0M92451. ASK ME...(858) 412-7499 https://g.page/r/CWURmaYsPsHIEAE

https://www.justusinsurance.com
https://g.page/just-us-insurance-services-inc-?gm

Jay Gray is a seasoned southern California insurance agent with more than 15 years of experience. Medicare, Health and Life insurance are his specialties and he works with the majority of the major insurance carriers. He feels proud and privileged to have the opportunity to work with his daughter, Heather, and enjoys the father/daughter working relationship!

After living in Big Bear for 10 years with his dad, Jay learned how confusing Medicare could be for seniors. The last year in Big Bear his Dad’s heath declined and all he had was VA coverage. They learned first hand, the hard way, what not to do. And after his dad passed away in December 2009, Jay decided to specialize and concentrate in the Medicare insurance field.

Jay’s #1 job now is helping seniors better understand their Medicare options, answering all their questions, and helping them to feel comfortable and to make an informed decision on the best plan that fits their needs and their budget.

Just Us Insurance Services, Inc, is Based in San Marcos, CA., and is contracted in over 15 states. For over 15 years our Agent, Brokers, have been helping hundreds of baby boomers who are turning 65, new to Medicare, or confused about their Medicare Options. We find out exactly what your needs are, explain all your options, and then help sign you up.

We offer, Medicare Supplements, Medicare Advantage Plans, Prescription Drug Plans, Health Insurance, Life Insurance, Final Expense, Auto and Home Insurance.
Appointment Options are as easy as 1 – 2 – 3.
Just Us Insurance is Based in Sunny San Marcos, California. We are independent insurance brokers and have been helping Southern Californians find affordable Insurance for over 15 years.

Just Us Insurance
https://www.justusinsurance.com
877-777-7055
197 Woodland Pkwy Suite 104 - 320, San Marcos, CA 92069

https://bridlewoodinsurance.com/agent/maureen-mckenna/
Maureen McKenna is a Licensed Independent Medicare Consultant
with Bridlewood Insurance Services Inc.in San Diego.
Maureen was born and raised in CA has lived in sunny San Diego for over 35 years. After growing up in the SF Bay Area and graduating college she relocated to San Diego. Mo is a Graduate of California State University in Economics and Marketing
With over 35 years in health insurance group sales (medical, dental, vision, et al), she had an exceptionally smooth transition into the Medicare Insurance industry. Mo is a licensed independent agent in CA and many other states. Maureen joined Bridlewood part-time in 2015 and transitioned into full-time in 2019.
A career in Medicare appealed to Mo as she loves helping folks “every step of the way” through the Medicare maze. Her goal is to make certain that all facts are presented so clients can make an informed decision about something as important as their health and healthcare future. She is passionate about truly helping people.
In her spare time, Mo enjoys hiking, golfing, gardening, and cooking. You might even find her reading a good book at the beach. But her favorite passion is “live music”. Anyone that meets Maureen quickly realizes she goes to as many concerts a year as possible. She enjoys all genres of music. However, her favorites are Classic Rock, Alternative Rock, “Rat Pack Era” tunes and Jazz. Whatever the performer or venue, if you have an extra ticket Mo is the one to call as she loves live entertainment.

Photo by Sharon McCitcheon Unsplash

https://www.justusimsurance.com

Jay Gray, based in San Marcos CA, is a seasoned southern California medicare insurance agent with more than 15 years of experience. Medicare, Health and Life insurance are his specialties and he works with the majority of the major insurance carriers. He feels proud and privileged to have the opportunity to work with his daughter, Heather, and enjoys the father/daughter working relationship!

After living in Big Bear for 10 years with his dad, Jay learned how confusing Medicare could be for seniors. The last year in Big Bear his Dad’s heath declined and all he had was VA coverage. They learned first hand, the hard way, what not to do. And after his dad passed away in December 2009, he decided to specialize and concentrate in the Medicare insurance field.

Jay’s #1 job now is helping seniors better understand their Medicare options, answering all their questions, and helping them to feel comfortable and to make an informed decision on the best plan that fits their needs and their budget.

https://www.designmymedicare.com
Brian McArthur in a series of ongoing video chats discusses his passion of helping financial experts and their clients with Medicare.
"I got dangerous on Medicare, and I ran around with financial advisors locally in San Diego. Anybody can have a theory on what a good business model is, and then you have to go in the market and figure out if you're right. So, this was my opportunity to reach out to advisors, and just say, hey, what if anything, do you know about Medicare? Unapologetically, most of the advisors said, I don't know anything, or I know something more than nothing. I'm not a scare tactic guy, David, and I just said, look, I get it. It's complicated, it's messy, it changes all the time. The revenue's way too low for your Wall Street firm to want you to spend time on. That being said, it is a step in all of the financial planning software. What I'd observed, is that it's really the most overlooked part of any financial advisor's financial plan, because it's the easiest place to go from demonstrating leadership and skillset, to admitting there's something you don't know."

https://bridlewoodinsurance.com/agent/kim-schwenke-cram
Kim has her Paralegal Associates Degree. She has also owned her own insurance agency, American Family Ins Agency, and has been a licensed insurance agent for over 20 years. Prior to insurance, she was a Mortgage Loan Officer and a Title Insurance Agent. Kim and her husband, Roger, started with Bridlewood Insurance in 2019. They chose to work with Bridlewood based on the way that the owners, Jeff and Kim Wetzel, aligned with their goals, both personally and professionally. We were very impressed with their support of us and their progressive advertising/marketing ideas and options.

Kim says she loves educating the Senior population and truly helping them navigate the very complicated Medicare and Medicare Supplement process. She likes being the person they know they can call and get a return phone call and their questions answered. Also knowing that most Seniors live on a fixed budget, she enjoys being able to offer products that can save them money, provide additional areas of coverage and allow for more disposable income on a monthly basis.

Kim was born and raised in Southeast Nebraska in a town of 79 people. Her entire family still lives there, while she lives in Madison, SD (just north of Sioux Falls approximately 45 miles) on Lake Madison. I have lived in South Dakota for over 25 years, with her husband Roger, who is also a Medicare Agent. Yes, they do work together and spend 24/7 with each other. Believe it or not they have worked together for about 11 years, and have been married for 9 years. Kim has 1 son that is going to school in Hamilton, Alabama and is studying to become a Minister and is also in the Army National Guard as a Military Policeman. She enjoys scrapbooking, gardening, yoga, zumba, her “Active & Ageless” exercise classes, walking, boating, jet skiing, entertaining friends & family at the lake, and 4-wheeler riding in the Blackhills of South Dakota.

Verified Reviews for Kim Schwenke Cram:
Kim and Roger helped us when another agent didn't show up. They are very helpful and came right to our home.

Harvey & Joyce Pederson - January 19, 2021
Kim gave me a much more affordable plan than what I was on.

David Smith - January 19, 2021
Even though they were not able to get me on a program Roger & Kim spent time with me explaining what was necessary to get coverage. That was very nice of them.

Paul Anderson - November 10, 2020
Roger & Kim stayed with me until I understood what I had for coverage. I appreciated the help.

Geraldine L. - November 10, 2020
Kim and Roger made sure I had the right plan by asking lots of questions. I trust them.

Tom Corcoran - November 2, 2020
Kim has always been so nice to work with. I enjoy being a client.

Linda Burkman - November 2, 2020
Kim and Roger were awesome. They even helped my friend.

Christina Goldie Brown - November 2, 2020
Kim and Roger made sure I had the right plan by asking lots of questions. I trust them.
5
Tom Corcoran - November 2, 2020
Kim has always been so nice to work with. I enjoy being a client.

Linda Burkman - November 2, 2020
Kim and Roger were awesome. They even helped my friend.

Christina Goldie Brown - November 2, 2020
I went with Kim because she was so nice and took her time helping me understand the process.

Lou B. - November 2, 2020
Fabulous service from an extremely knowledgeable and professional woman! That would be you Kim. Thank you so much. We hold you in our highest regard!

Phyllis Miller - June 20, 2020

https://bridlewoodinsurance.com/agent/roger-cram/
Roger Cram. Bridlewood Marketing Agent

https://peggytoft.bridlewoodinsurance.com/

As part of Bridlewood Midwest Insurance, Peggy Toft prides herself on offering having the most knowledgeable information about Medicare for her clients. Peggy follows 2 rules - ALWAYS do what is best for the client, EVERY TIME, and 2. ALWAYS follow Rule #1.

Peggy can walk you through what Medicare is, the different parts of Medicare, Medicare Advantage programs, and what your options are for supplemental insurance to take care of costs that Medicare doesn't cover. By going through the items that are important to you - who are your doctors, do you have specific health concerns you are dealing with, what prescription medications you are taking, do you travel or live in different areas of the state or country, etc.

As a Bridlewood agent, Peggy can help educate you on all the various plans that are available so that you can confidently make the choice of the most appropriate plan to meet your needs and budget. And because the agents are compensated by the insurance company, her services are offered at no cost to you.

Why struggle with trying to weave your way through the complicated Medicare maze, when you could work with a Bridlewood Agent and have an agent for life. When you sign up for a plan with one of our agents, that is just the beginning of your relationship. You can count on your agent to keep in touch with you, assist with customer service issues and billing questions, get information on other services you may need, and much more.
Let Peggy Toft help you on your Medicare journey!

https://www.bridlewoodinsurance.com​
Bridlewood Midwest is an insurance agency that specializes in Medicare. We have agents licensed in Iowa, Minnesota, North Dakota, South Dakota, Nebraska, Washington, Oregon, Nevada, Kansas, Mississippi and Alabama. Our products include Medicare Advantage, Medicare Special Needs Plans, Medicare Supplement, Prescription Drug Plans and other Medicare focused products.
Larry Roberts attended West Marshall High School and graduated from Waldorf College. Larry had an extensive sales background before becoming a Medicare agent. What surprised him most about Medicare sales, is that he really isn’t selling anything, he is helping seniors solve a problem – making sure they had the best health care coverage for their particular needs. Larry specializes in Medicare Advantage and Low Income Subsidy plans. He joined Bridlewood Insurance because he wanted to be able to offer all the different carrier’s products to his clients, so that they truly have the most appropriate plan.
Larry enjoys meeting new people and being able to educate and guide them through the Medicare process. He is also the Regional Director of Sales for Iowa, Minnesota, Wisconsin and Nebraska, and manages a terrific team of agents.
Larry is from State Center and currently resides in Ankeny, IA. He has been married for 15 years to his beautiful wife, Deb, and has 4 children and 4 grandchildren. Larry has been involved in coaching for over 20 years and has enjoyed playing 16″ recreational softball for close to 40 years, but as of right now he is trying to spend as much as time as he can with his grandkids and has started to golf a lot more. He enjoys golf and the fact that his body seems to recover quicker from golfing than softball!