Medicare Agent

Janis partnered with Bridlewood in 2016 and has over 18 years of experience in the insurance industry.

Janis has a passion for helping others. Her heart is dedicated to helping seniors understand Medicare and their options.  Doing what is best for her clients is what she is committed to in this industry. Her intention, integrity, and passion comes from raising her special needs son.
Besides her 18-year-old son, Janis has three daughters and one granddaughter.  Her oldest is daughter is 29 years old, and her youngest are 16-year-old identical twins.  Janis loves living an active and healthy lifestyle.  She enjoys the beach, running, hiking, cycling, being outdoors, and, most of all, spending time with her children.

Valerie received her Bachelor of Science degree from the University of Redlands.  She has spent 31 years working in upper management for the United States Postal Service. As she is getting closer to retiring from the USPS, she decided she wanted to find a new job to fill her days, and since she enjoys working with people of all ages, but especially seniors, she decided to get her Insurance license and become a Medicare agent.  Val heard a lot of positive things about Bridlewood Insurance which led her to begin her journey with them.  She is eager to build lasting relationships with her clients, as she helps guide them through Medicare and their choices for supplemental insurance.

Val is originally from Santa Monica.  She then moved to Thousand Oaks for her High School years, and then came to San Diego for college. She and her husband, John, lived in Poway for 18 years and then Rancho Bernardo for a short time, before moving to Escondido in 2018.  She and John were  married in 1986 and have 2 children Amanda and Matt and their dogs Stella and Molly. When she has time off, you can find Val in her garden, or enjoying scrapbooking and other various crafts.

Medicare Agent

Clara was born in Panama and is married to Vicente Gill, also of Panama and USN Retired. We are active members of Mission Hills Church, in San Marcos, CA. My husband and I have two adult sons and four beautiful grandchildren. My granddaughters enjoy tea parties, and my grandsons enjoy exploring the backyard. I enjoy reading, gardening, travel, and spending precious time with our grands. I am fluent in English and Spanish. My favorite TV shows are anything HGTV and The Good Doctor. I have a Bachelor of Arts degree in Business Administration.

Over the past 25 years, I’ve worked in mortgage servicing and retail banking, and since 1999, in financial services. I focus on retirement strategies, and maximizing the financial component of “quality of life” in retirement.
Although health coverage was an important part of my practice, I referred my clients for their Medicare needs. Today I see the value of helping senior adults obtain the right coverage at any age because Medicare is an important part of that “quality of life” in retirement, and an important service for me to provide.

My clients have come to expect warm personal attention, and professional, suitable advice. My desire is to give independent and unbiased recommendations, make available a variety of products, and provide the best service possible. My greatest satisfaction comes from the success of each client and the long-term relationship we develop.

Norma attended school in Escondido, and received her Early Childhood Certificate from Palomar College. She got married at 18 and started a family. Her home and 4 kid’s were a full time job and she loved every minute of it.  She has also worked in sales all her life. Nordstrom, was where she was taught customer service.  In addition, she has worked with nutritional based companies, but feels she found her true calling when she was introduced to Medicare sales. Norma believes her exceptional customer service is her strongest asset, as she truly cares about each of her clients and they know it.  She began her Medicare career at Bridlewood Insurance because she values that they offer their agents great support, and she has come to know that their road to success is clear and proven.  They are dedicated to their agent’s success.

Norma really enjoys seeing her clients truly understand Medicare and it’s many options after they meet.  Matching her clients to their best possible plan gives her great satisfaction.  She loves to hear their life stories and backgrounds.

Born in Canada, Norma lived in Holland growing up.  She moved to Escondido, California in 1964.  She and her husband Michael have been married for 46 years, and share 4 children and 8 grandchildren.  Norma’s hobbies are gardening and hummingbirds.  Her family loves the coast and take advantage of the beautiful southern California scenery as much as possible. When they do travel, it is primarily to see family in Oregon and Tennessee.  They are also very involved in the North Coast Church in San Marcos.

At Bridlewood Insurance, we pride ourselves on having the best trained, most knowledgeable and caring agents. We have Two Unbreakable Rules . . .

1. ALWAYS do what is best for the client, EVERY TIME, and 2. ALWAYS follow Rule #1.

Bridlewood Agents can walk you through what Medicare is, the different parts of Medicare, and what your options are for supplemental insurance to take care of costs that Medicare doesn’t cover. By going through the items that are important to you – who are your doctors, do you have specific health concerns you are dealing with, what prescription medications you are taking, do you travel or live in different areas of the state or country, etc. – our Agents can help educate you on all the various plans that are available, so that you can confidently make the choice of the most appropriate plan to meet your needs and budget. And because the
agent is compensated by the insurance company, our services are offered at no cost to you.

Why struggle with trying to weave your way through the complicated Medicare maze, when you could work with a Bridlewood Agent, and have an agent for life. When you sign up for a plan with one of our agents, that is just the beginning of your relationship. You can count on your agent to keep in touch with you, assist with customer service issues and billing questions, get information on other services you may need, and much more.

Let Bridlewood help you on your Medicare journey!

Educational Background: Currently a student at University of California San Diego.

I am from San Marcos California, North San Diego County and my father helped me get into Medicare.

My hobbies include, hiking, lifting weights and video games.

Jay is a seasoned southern California insurance agent with more than 15 years of experience.   Medicare, Health and Life insurance are his specialties and he works with the majority of the major insurance carriers.   He feels proud and privileged to have the opportunity to work with his daughter, Heather, and enjoys the father/daughter working relationship!

After living in Big Bear for 10 years with his dad, Jay learned how confusing Medicare could be for seniors. The last year in Big Bear his Dad’s heath declined and all he had was VA coverage.  They learned first hand, the hard way, what not to do. And after his dad passed away in December 2009, he decided to specialize and concentrate in the Medicare insurance field.

Jay’s #1 job now is helping seniors better understand their Medicare options, answering all their questions, and helping them to feel comfortable and to make an informed decision on the best plan that fits their needs and their budget.

Heather, a California Girl born and raised​​, grew up in the small town of Ramona​. After graduating from Montecito High School in 2006, ​​she pursued ​a Real Estate ​Career and joined Keller Williams Realty and tried her luck at Real Estate for 5 Years.

In 2014, Heather made the best decision of her life and switched careers, selling insurance.  She truly feels that this is her passion, and she has had the best trainer and mentor helping me every step of the way – her dad, Jay Gray. ​It is very rewarding ​being able to ​work ​together and spend time growing their business as a team. Her dad has shortened her learning curve tremendously, as he has been helping people throughout Southern California with their insurance for over 15 years, and he knows all the do’s and don’ts.   Heather specializes in taking the time to help her clients find a plan that fits their needs and budget for Medicare, Health and Life Insurance.  She really enjoy working with seniors, and takes great satisfaction in assisting them through this confusing process.   She loves being able to offer home appointments or virtual appointments, to explain and answer all their questions with regard to their preferred doctors, hospitals and prescription drugs.  Heather represents most of the major Medicare carriers and can help guide her clients to the appropriate plan, based on their medical and financial concerns.
In 2009, Heather had her son Kaden, who is a spunky little redhead that keeps her on her toes. He definitely​ is growing up way too fast, and has her laughing a lot. Heather loves music and enjoys going to concerts, Mexican food, going to winery’s and hanging out with friends and family! She also loves the flexibility of being her own boss and being able to make her own schedule.  She says she can’t imagine her life any other way.

Sarah Jane is a licensed insurance agent specializing in Medicare services in the San Diego area.

Sarah Jane became an agent because of her passion for helping others. For six years prior to obtaining her license, she was a lead preschool teacher at a private preschool in Santee, CA. She believes in exceptional service and strives for excellence when guiding others. Whether working with the over 65 community or the under 6 her patience shines through.

As an agent with Bridlewood, Sarah Jane can walk you through what Medicare is, the different parts of Medicare, and what your options are for supplemental insurance to take care of costs that Medicare doesn’t cover. By going through the items that are important to you – your doctors, specific health concerns, prescription medications, traveling to or living in different areas of the state or country, etc. – she can help educate you on all the various plans that are available so that you can confidently make the choice of the most appropriate plan to meet your needs.

Born and raised in Sacramento, CA, Sarah Jane received her Bachelor’s degree in Organizational Leadership from Robert Morris University. She also received her Paralegal certificate from Washington Learning Institute and her Early Childhood Education teaching credentials from UCLA.

Sarah Jane is a mother of 2, a teenage daughter and a pre-teen son. She has moved around the US from the West Coast to the East Coast and back, settling here in San Diego in 2015. Family time is very important to her and she loves exploring new places with her children. She is also an avid reader and can always be found reading at least one book if not many at a time.