Verified Reviews for Justus "Jay" Gray:

Heather simplified the process of acquiring a new prescription drug plan. We were certainly struggling with the process. Heather is very professional and knowledgeable. Thank you Heather!!
5 Gloria Runkle - June 30, 2024

Heather was so patient with me while I decided between coverage options. She was kind, caring and attentive. I couldn’t recommend her enough!
5 Santina Cimarusti - June 25, 2024

Heather Gray is very knowledgeable and also patient while helping me enroll in another plan that has even better benefits than I knew existed. I had to find another IPA or Plan in the middle of the year when the clinic I was with would no longer be associated with the plan I had. Even though it was somewhat stressful for me, Heather was very pleasant and a pleasure to work with.
5 Marion Nelson - May 29, 2024

Heather was very helpful and knowledgeable about the different health plans
5 Mitchell Bradley - February 29, 2024

I have known Heather Gray, from Just Us Insurance Services for a long time. Heather has assisted me with finding the right insurance and spent time explaining all that I needed to find out about the plan I finally chose. I would certainly recommend her as a No.1 insurance agent to go to and would and I am so happy I chose Just Us Insurance Services.
5 Zenobia Kicko - January 5, 2024

Heather Gray from Just Us Insurance is absolutely amazing and the best in the insurance business. She took care of my wife’s health insurance in record time; saved us almost $600.- per month! She was incredibly helpful, supportive, efficient and extremely effective! I would recommend Heather to anyone and everyone!
5 Eddie Pacheco - December 12, 2023

Very professional , courteous and helpful.
5 Avinash Vadhera - November 29, 2023

Excellent service and Jay is very knowledgeable about the various plans. I was so lost in choosing a plan, and he was a great help.
5 Jay Brown - November 28, 2023

I highly recommend Heather at Just Us Insurance. She has helped us for many years now and I can't imagine using someone else. She is responsive, informative and knows her stuff! Highly recommend Heather!
5 Kathy Szeyller - November 28, 2023

Jay is so informative; really knows Medicare plans. Very easy to work with. I highly recommend Jay!
5 Denise Yarbrough - November 25, 2023

Heather provided us with excellent support and recommendations.
5 Dick Mauch - November 23, 2023

5 Cindy Quadrozzi - November 22, 2023

Jay extends us the time and patience to completely explain the plans available to us. He is in our court!!
5 Lynn Ferrero - November 20, 2023

Jay is exceptional when it comes to getting to know each clients needs. I rely on his advice and knowledge to make important Medicare decisions. I am always happy to refer anyone to Jay. Thanks Jay!
5 Su Rouse - November 18, 2023

Heather made a confusing situation, clear and simple to understand. I highly recommend Jus Us Insurance for all your insurance needs
5 Karin Brock - November 16, 2023

Incredibly informative and well executed enrollment experience. From early education right through guiding me through enrollment, Jay was a pleasure to work with. Would highly recommend his services.
5 Lee Woods - November 15, 2023

It’s so nice to have an insurance person who knows his stuff and really cares. Jay has been wonderful and has been our “guy” for many years. He originally signed me up for Medicare and recently helped us navigate the scan/Scripps fiasco. I have referred several people and everyone loves him. Thanks Jay❤️
5 Cindy Ochs - November 15, 2023

5 Wade Ahumada - November 14, 2023

Very helpful
5 Scott Phillips - November 11, 2023

I would give Jay 10 stars! What a great job you have done for me. I appreciate you.
5 Barbara Rogers - November 8, 2023

5 Vickie Ahumada - November 7, 2023

I have the best Medicare guy. He had all the info for me to be able to change over to my new plan easily. Thanks Jay.
5 KITTY BRINKERHOFF - November 6, 2023

We were lost trying to sort out all the confusing health insurance options after ALL of our doctors decided not to renew our insurance. Jay at Just Us Insurance listened, determined our needs while knowing all the choices to tailor new programs for us that are ideal. As far as we’re concerned, jay is the best!
5 Mike Cartabiano - November 5, 2023

Jay is very professional and personable. He is extremely knowledgeable in all areas of insurance. He goes above and beyond to find a plan that meets your individual needs. I highly recommend him and his company.
5 Susan Baker - November 2, 2023

We recently switched Insur Agents and jay was highly recommended to and we are very grateful to have him as our NEW Agent. He is very knowledgeable, personable, and knows all plan options making our decision very clear to understand.
5 Don Formiller - October 30, 2023

thanks for the prompt response
5 Ken Ng - October 24, 2023

5 Constance Hageman - October 24, 2023

Heather helped my husband and me parse out the confusing ins and outs of Medicare. She made the process easy and understandable.
5 Tanya McKay - August 29, 2023

Heather is the best! I'm so thankful for her help. She is so knowledgeable and was able to answer all my questions. She's also an absolute pleasure to work with!
5 Gladys Williams - August 15, 2023

Knowledgeable, kind, and efficient. You can’t do better.
5 JOEL SELIK - July 25, 2023

Incredibly helpful and knowledgeable
5 Dave Fox - June 26, 2023

5 Ken Taylor - June 24, 2023

Jay Gray did an excellent job in explaining my options and helping me to choose the best option for myself. So much appreciated Jay. Thank you..
5 Joel Quevedo - January 27, 2023

over the top
5 Eric Rhymer - January 24, 2023

He"s always on top of the latest details and quick to respond
5 Phineas George - January 24, 2023

Jay was very helpful to both me and my wife. Full explanations and he got me an extremely low cost policy! We couldn't be happier with his expertise. Thank you so much.
5 Larry Roach - January 21, 2023

Always there when I need him!
5 Nancy Gaibler - January 6, 2023

Excellent service. Good Man!! Thanks Bill Kelleway for the referral.
5 Robert ODonnell - January 3, 2023

Give Me That Now
5 Might Mouse 74 - December 17, 2022

Thanks Heather.... I was so afraid to make the needed change of provider - as I get older change is difficult and the tech used to make theses changes is scary. You made the process comfortable- your patience and kindness removed all my fears. Margaret-Oceanside
5 Margaret Dailey - December 11, 2022

Very nice and helpful.
5 Kathleen Kraft - December 6, 2022

Heather Gray has been INCREDIBLY helpful in figuring out all my insurance needs! WOW!
5 Samantha Sandy - December 3, 2022

Heather is wonderful to work with!
5 Susan Parris - December 1, 2022

Great experience I'm a senior and always have been so overwhelmed by all as well confused so when I received this Father ,daughter mail I. Thought ill give a try,local and family buis always a plus Heather was sooo patient, so helpful,really listened to myconcerns,needsprezent and future All was completed with such ease and I wouldn't hesitate to highly reccomend Eaoecialky in these times so much to be concerned with and sh truly gave me some much needed relief and found the best for my needs
5 Suzy Culver - November 26, 2022

Heather was very helpful and helped us save some monies monthly. Thank you Heather
5 Kimberly Reedy - October 31, 2022

5 Sue Wright - October 11, 2022

Heather and Jay Gray from JustUs provide excellent service and are very knowledgeable regarding Medicare and Health plans to fit your specific needs. Medicare itself is very complicated so give them a call. Thanks, JustUs, for taking care of my enrollment; I appreciate your help!
5 Richard Reposar - September 30, 2022

Heather, Thank YOU kindly for a job well done! We are very appreciative for your help navigating the Medicare and Supplemental plan process! Thank YOU to the millionth power! Cheers, D & L
5 Lynn Fraschetti - September 24, 2022

I could not recommend Heather more highly! She is personable, prompt, knowledgeable and one of the most competent individuals I have had the pleasure of dealing with! I have recommended her to others and have had people thank me repeatedly for referring her to them.
5 Linda Prevans - September 22, 2022

I was always worried about process of getting Medicare. Heather explained & made it so easy for me to understand. And she was always with me at every step of getting Medicare.
5 Travel Network - August 15, 2022

Easy and trustworthy, fast to reply, thank you for all the help
5 Felicia Nguyen - July 30, 2022

5 Reed Fisher - June 8, 2022

They helped me tremendously
5 Bret Irish - May 31, 2022

Very personable and efficient. Thank You for all the assistance with our transition to medicare Heather!
5 Kimberly Donnert - May 29, 2022

5 Laird Craig - May 19, 2022

Heather was AWESOME! Very patient and thorough. Thank you so much for your help, I would give you a 10 if I could.
5 Dionne - May 19, 2022

Nice job Jay...Thanks for help me out with my Medicare!
5 Jim Goodrum - March 17, 2022

Thankyou Heather for allyou do
5 Gloria Coppedge - December 13, 2021

5 John Vargas - December 10, 2021

5 Janet Manier - December 9, 2021

5 AlexOlga Skor - December 9, 2021

Justus has been providing me with excellent service for the past 7 years!
5 Phil McDermott - December 8, 2021

5 Nanet Dizon - December 5, 2021

Jay is great to work with. He is extremely experienced and well-informed about Medicare and always available to answer questions. I would highly recommend Jay at Just Us Insurance Services!
5 Sharon Virtue - November 29, 2021

I have been with Jay Gray for several years now - he is the best! He is patient, professional and an all around good person. Happy to continue with Just Us Insurance.
5 Anne Ricci - November 28, 2021

Jay is like an encyclopedia of insurance. I’m so glad I was referred to him by my friend who also had a good experience with Jay. I feel confident in knowing Jay will be there for all my future insurance needs and questions. I highly recommend his services.
5 Debby Torres - November 27, 2021

5 Lori Morgan - November 27, 2021

5 John - November 16, 2021

I called at the last possible minute as I wasn't entirely happy with the agency I'd chosen. Jay got me on track, well informed & did a lot of work to find the best fit & prices for my new Medigap & drug plans! I feel so much better now & confident that I'm in good hands. Thank you Jay!! :)
5 Lynn Gibson - October 29, 2021

5 Kathy Murphy - October 27, 2021

5 Bill Tipton - October 21, 2021

Heather Gray is a stand out insurance rep. Professional, honest, and responsive is all you can ask for when dealing with the multitude of personalities in the insurance industry. She offers the best product at the best price with a high level of competency and kindness. Her parents raised her right. 👍
5 Greg Kiernan - October 20, 2021

Jay is professional, personable and makes the process smooth and easy. Highly recommend Jay for your insurance needs!
5 Wendy Hahn - October 5, 2021

Jay had already done some research which made our time with him effective and efficient. I highly recommend his knowledge!
5 Hilda Nafarrate - September 29, 2021

Jay made switching medical insurances as easy as could be! He was very helpful and informative. It is really nice to have this service & he was very quick to get this set up!! Great service & I highly recommend Jay with Just Us Insurance Services!
5 Maureen McDonnell - August 25, 2021

So helpful and patient!, Sandie
5 Mark Maliepaard - August 25, 2021

I'm relocating back to CA from NC and had to make changes to my Medicare plan. I reached out to Just Us Insurance Services for their expertise. Justus Gray worked with me in finding a plan that would accommodate my medical needs which includes 2 specialists. It was a pleasant stress free experience. He was good at explaining things in a way that is easily understood. I would highly recommend Justus Gray at Just Us Insurance Services for all insurance needs!
5 AnnaMarie Velarde - August 19, 2021

Trust and in-depth knowledge of the insurance industry is what we look for in an agent. Not only does Jay strongly possess these quality characteristics, he is also a nice guy and a pleasure to work with. Jay, thank you for always looking out for us. We highly recommend Jay Gray! -Matthew & Tami L.
5 Matthew Lutin - August 10, 2021

5 FormerChildActress - July 17, 2021

Jay knows the products and is very helpful in determining which plan was best form me.
5 Connie Thompson - July 12, 2021

Regarding my health insurance needs Jay was awesome! Incredibly knowledgeable, professional and informative. Exceptional service! Will recommend Jay and JustUs Insurance Services to all!
5 Shawn-Marie - January 1, 2021

Jay found a plan that will save over a $1,000 next year.
5 Rich Republican - December 4, 2020

Just Us Insurance handles all of my insurance needs, and Jay and Heather are a pleasure to work with. They save me a lot of time and aggravation with their knowledge and hard work. Glad I found them.
5 Dana Hanson - August 2, 2020

5 Sandra Chevalier - August 2, 2020

I have known Jay for more than three years, after meeting him at a friends home when he helped her with a Medicare Advantage plan. Now that I turned 65, it was time for a Medicare Supplement plan for myself. I would not have called anyone else than Jay. He is not only professional, but knows all the ins and outs of the insurance world. Thanks to Jay for saving me endless hours of worry and work. Call him today!
5 Cynthia Milner - July 11, 2020

Jay is my go to for all insurance needs. He just redid my life insurance - cut my premium in half with the same coverage ! Highly recommended !
5 Bill Kellaway - April 30, 2020

Great company !!! Friendly, personable and knowledgeable. We all know how many different insurance choices there are and how confusing it can be to make choices, and you always hope you make the right ones, when it comes to insurance. Well Jay and Heather have the knowledge and experience to guide you through the process and to help you make the right choice. They will explain to you all the options and help you with your decision. They make it simple and painless!!!
5 Ken Holland - March 17, 2020

Jay Gray has gone beyond expectation and getting our insurance matters straightened out. I give Jay Gray 5.stars. For the health insurance he got us into. Thanks Jay for all you have done for Susan and I would recommend J Gray for his services
5 Peter M McKenney - March 17, 2020

Jay is like having your brother help you with your insurance needs. Simple can’t say enough good things. He is on top of it always.
5 Steve Kemp - March 17, 2020

I used this company to find anew Medicare Advantage Plan when I moved from Orange County to Riverside County earlier this year. Jay was very helpful and worked to find a plan that filled all my needs perfectly.
5 Pat J. - August 13, 2019

Having done a lot of my own research in getting a supplement when starting on Medicare this year, Jay was able to coordinate all the missing pieces I had and get me a superb plan that covered all my wishes for a nice price. He knows the business and can put your cares at ease. Looking forward to continued business. JT
5 Jennie T. - August 13, 2019

Received a personal/professional note from these people,made an appointment;they arrived at my home on time and set me up with the CORRECT Medicare package for my needs.Very nice and professional and suggest anybody looking to make the Medicare decision to call them. Can’t say enough about Jay and his daughter,Heather..even changed my wifes Medicare plan,and then also my 86 year old uncles plan...BEST service and help that I’ve ever received from an insurance agent/s...more like 🔟⭐️s THANKS AGAIN,Jay and Heather
5 George Ha - August 3, 2019

Heather is the best!! I was spinning my wheels for weeks trying to find my own coverage with affordable premiums. I was overwhelmed and confused; then I spoke to Heather! She found me exactly what I was looking for while I was on the phone with her! Heather has so much knowledge and patience and I would highly recommend using her! I am very grateful I gave her a call!!
5 Susan Johnson - January 26, 2019

Jay ROCKED IT! Professional, got it done FAST and affordable! Thanks!
5 Penni Honey - September 18, 2018

jay made my enrollment easy to understand questions answered, and made it painless it is great to know that there are still insurance salerep that cares about thheir patient instead of their poocket he made me feel i was not a number on his book.. thank you I will recommend his services to other friends and acquaintances
4 Nanet D - August 15, 2017

Jay is great!
5 Forrest Bethel - August 9, 2017

I met Jay about 9 years ago and he was able to guide me through the confusing Medicare supplement problem with concise, plain English answers. I have since recommended him to numerous friends who thank me every day for their insurance "savior"!!!!
5 Carole E. - August 6, 2017

The nicest man you will ever meet. Helped my husband and I out gratefully. With our own doctors and Medicare ...
5 Patti Kratzer - July 31, 2017

Jay provided me with an excellent health plan as soon ad I moved to California. He not only is very knowledgable in the health insurance business, but is very personable, reachable, and responsive to questions and concerns. I highly recommend him as an agent.
5 M. Rehrig - July 29, 2017

Very good agent, tends to all the insurance needs & has a wealth of knowledge about insurance
5 James Collins - July 29, 2017

Jay knows his business. I have referred many people to him for any insurance questions and he will find the best rate and coverage for you.
5 Shamanjon - July 28, 2017

Jay was very helpful to my husband and I last month. My husband was retiring and we were trying to decide on a supplemental Medicare plan. Jay made chosing a plan that worked for us painless and easy. He answered all our questions and helped us pick the plan that worked best for our prescription and medical needs and that we could afford. Thanks Jay
5 Jeanie Clart - July 28, 2017

Jay is consistent, knowledgeable and helps us each time we need his help. We're glad he's our guy.
5 Chris Chacon - July 28, 2017

Jay Gray is super responsive. Whenever I have had a question, he doesn't just refer me to the carrier, as some do, he looks up the info and provides it to me, and very quickly. Great service and attentiveness.
5 Susan Penn - July 27, 2017

I found Jay to be extremely knowledgable, friendly, easy to understand and willing to go the extra mile to make sure my wife and I had the best coverage for us. I highly recommend him for his expertise and integrity.
5 Terry Foster - July 27, 2017

Jay has been our agent for 5 years and has been right there for us with all of our medicare concerns. He has our confidence@
5 Yvonne B - July 27, 2017

My Wife and I have been with Jay for may years. I would like for you to come to my house and to review our Insurance. He was not only an Agent but a dear friend. THANK YOU. Pat & Diane
5 Pasquale "Pat" J Carnevali - July 27, 2017

Great guy, helped me a lot
5 Claude - July 27, 2017

Jay has always been a great help for me. Having MS can really make healthcare issues complicated. I would definitely recommend him.
5 Lori B. - July 27, 2017

Jay is the man. No nonsense, knows his stuff with no bull. When he doesn't have an answer, he researches, he doesn't make it up!! My wife and I have used him for years and have recommended him to friends and family. I also recommended him to all the members of the Johnson Valley Improvement Association, in Johnson Valley, Ca.
5 Harvey Helfand - July 27, 2017

Jay very caring and knowledgeable person. He helped me to find the best covered besides my Medicare. I really recommend him to all my friends when they need an agent. God bless.
5 Lydia Ritiau - July 27, 2017

Jay helped me and my wife with our Medicare options... He answered all our questions very clearly and helped us make an informed decision. We would recommend Jay to anyone who needs help understanding their medicare options. Thanks Jay......Fred and Daryl Monfared
5 Fred - July 27, 2017

Jay has always been top notch and very accessible whenever we needed help with our insurances.
5 Roger Grotewold - July 27, 2017

Excellent knowledge of the products. He always fully answers my questions in a complete and understanding way. I would recommend Jay Gray to anyone looking for health insurance.
5 Barry Penn - July 27, 2017

Found Jay online. More than anything I felt like he wasn't selling me a used car. He's NOT pushy and easy to deal with. I shopped around beforehand and he ended up with the best plan and price, so it was a simple decision when I came across him. He's going to have a customer for life. Hope it's a long time!
5 Michael Lalla - September 4, 2015

I can't speak highly enough about Affordable Insurance. Insurance can be difficult to understand, but the Grays break it down and get you the best rate at the best timing for you, and they explain it all in understandable terms.
5 Timmy Maloney - August 31, 2015

Affordable? How about "Great Service"? That's important to me - and that's what I got. Jay Gray is personable, knowledgeable and professional - if you want straight answers and affordable solutions, hook up with Jay Gray of Affordable Insurance.
5 Scott Harrell - August 20, 2015

Jay will take the time needed to make sure your questions are answered and that you are comfortable with your choice. He is very knowledgeable and is a trustworthy source for your medical and life insurance needs. I highly recommend him!
5 Bianca Lee - August 20, 2015

Jay helped my with two different life insurance policies and two different final expense insurance policies. His knowledge about the industry and the options available are simply amazing. I can't thank him enough for educating me about products rather than trying to sell me something. If you want someone you can trust, this is THE GUY!
5 Daryl Clark - October 4, 2010