Carmen loves working with people in San Diego who are in need of her services, and Medicare seemed like the perfect fit.

She attended college with a major in accounting.  She has also been a legal secretary, and in 1996 became a licensed Life Insurance, and more recently a licensed Medicare Agent.  Carmen also works as a Family Service Counselor at a local Funeral Home, assisting families with making final arrangements for their loved one. She treats her clients the way she would like to be treated, with patience, respect and compassion.  Carmen also likes to empower her clients with knowledge, so that they can confidently make an informed decision about their healthcare.  She started her career with Bridlewood because she loves the knowledgeable, positive, helpful people there.  Because Carmen is bilingual, she is uniquely qualified to assist a very underserviced group of people – latino seniors.

Originally from Mexico, Carmen has resided in Chula Vista, California for 50 years.  She is divorced and has two beautiful daughters and seven grandchildren.  She also has two female Yorkie terriers.  She loves going for long walks, sewing and crochet.

Agent Manager

Mark attended Radford University in 1990. He has worked in many fields since graduating, including work as a flight instructor at King Schools (1992-2003), Terminix International, and in the financial services are with JP Morgan Chase (2010-2013).  He even fished in Alaska for a summer, catching 40,000 pounds of Sockeye salmon.  Since that time he has become an experienced Medicare professional, with a high level of Medicare competency.  He joined Bridlewood, after several years as a captive agent with UnitedHealthcare, so he could offer a wide variety of the best available Medicare options in San Diego for his clients.  Mark’s previous experience with Allen James Financial and JP Morgan Chase, gave him his footing in the business of helping people.

Mark’s favorite part of being a Medicare Insurance Broker, is being able to help his clients get the plan that best helps them. He does this by EDUCATING them on their options, ASKING them what’s important to YOU, and providing them the details on the best fitting plan options, so THEY can CHOOSE what they want!

From a military family (his dad was in the Navy) who moved around a lot, Mark grew up in central California in Lemoore, spent a year and a half in Yokohama/Yokosuka Japan and then attended Radford University in Virginia, where he graduated with a business degree. Mark and his family have lived in San Diego since 1990, and he sees them often.

Mark spends free time keeping up his flying skills and also loves to golf, play beach volleyball, tennis, art, traveling, backgammon, growing cactus/succulents, helping my awesome clients and enjoying our beautiful city.

Yolanda Ledford has been a number one selling mortgage banker for over 20 years. Clients choose to work with her for her ethical approach, experience and expertise in helping them achieve their goal of home ownership. Through this experience she has learned that the number of people who become eligible and obtain Medicare insurance is growing each year, and it is important for these consumers to understand all of their options.

Medicare Agent

Gloria Janco of Lake Insurance is a seasoned Employee Benefits professional with over 27 years of experience. A successful bilingual Independent insurance agent with a focus on Medicare, individual life and group employee benefit portfolios. Gloria works closely with partner Carol Chamberlin to help clients understand and navigate through the complex world of insurance we live in today.

Jose has an AA in Nuclear Medicine and a Bachelor’s degree in Business Administration, with an emphasis in Marketing.  He used those degrees to build a thriving career in medical sales for over 40 years.  Those sales included Nuclear Medicine, MRI, Cardiac CT, Gamma Knife, Cyberknife and Linear Accelerators.  After Jose retired in 2017, he decided that a great segue would be to carry over his medical knowledge into a field where he would be able to help people with their health care concerns, and Medicare seemed to be the perfect fit for him.

He specializes in educating people about the various plans that are available to them, such as Medicare Advantage, Prescription Drug and Supplement plans.   Jose started at Bridlewood in 2018 because he was looking for a client-centric, fast growing and dynamic company.  He loves helping clients find the Medicare plan that best fits their medical and financial needs.

Jose was born and raised in El Salvador, Central America, but has  been a resident of California for over 50 years.  He lives in Lake Forest with his wife of 44 years, Paty, and their two children, Jessica and Jonathan.  Jose likes to get his daily exercise by swimming, bike riding and playing pickle ball or tennis.

Leticia has her Bachelor’s degree in Business Management.  She has over 10 years in the insurance field, dealing with Life, Health and Medicare insurances.  Leticia loves helping people, and being certain all their needs are met.

She resides in Palmdale, California with her husband Alejandro, whom she has been married to for 44 years.  They have four adult children, 10 grandchildren and 3 great-granddaughters.  Leticia is one of 12 director’s for the Antelope Valley Hispanic Chamber of Commerce.  She enjoys spending time with her family, gardening and sewing.

Susan and Richard are a husband & wife team serving the South Orange County area. Richard is a native southern Californian, and Susan moved to California from New York. Susan got her degree from Pace University, NY and Richard graduated from Newport University, CA.

They have been together for over 30 years, and their backgrounds have always been in Sales, Finance and Management.  They both had highly successful careers as managers in the tech world (Silicon Valley).  Upon relocating to Orange County, they decided to channel that expertise and background to support their Medicare clients.  They have both been working in the insurance industry for over 14 years.  Their goals are to offer first class service by advising the client of the Medicare options available to them, and making sure that the client feels they are a top priority!!  They were introduced to Bridlewood Insurance over 5 years ago, and really like being part of such a highly regarded and recognized agency.

In their time off, they enjoy travel, music and golf.

Martha received her B.S. in Business Administration from Cal Poly, Pomona.  She has held various roles in the Information Technology industry, with her most recent position being the Director of the Project Management Office for the County of Orange.  She has been a Medicare specialist for several years, and enjoys her new career.

Emmanuel is a college graduate, and has held many various occupations for over 45 years, including a teacher in the Philippines, a Customs Inspector, a medical records specialist, and a Life and Health Insurance agent. He recently decided to focus on the Medicare market and helping seniors with this very important decision they face.  His motto is to do what is best for the client, each and every time!

Originally from the Philippines, Emmanuel moved to the United States in March of 2003.  He now resides in West Covina, CA, along with his wife of 44 years, Zenaida.  They have a married daughter, with two teenagers – a girl and a boy.  Both he and his wife have a worship ministry through a local nursing/rehabilitation facility, which they unfortunately had to postpone for a while due to the COVID pandemic.  They are very anxious to revitalize their ministry, as soon as it is safe to do so.

With a B.S. in Animal Science and a minor in Business Management, Andree spent the majority of her career running her own business and excelling by offering her clients superior customer service.  Some of her experience included operating a successful franchise, serving as a client advocate for a global laboratory, and managing claims as an assistant for a nationally recognized insurance company.  Raised with the principles of honesty, a good work ethic, and compassion, Andree is able to incorporate these values into her work as a Medicare Agent.

Andree can walk you through what Medicare is, the different parts of Medicare, and what your options are for supplemental insurance to take care of costs that Medicare doesn’t cover.  By reviewing the matters that are important to you such as who your doctors are, your personal health concerns, your prescription medications, your lifestyle, and travel preferences, Andree can help educate you on all the various plans that are available.  You can confidently make the choice of the most appropriate plan to meet your needs and budget.

Why struggle with trying to weave your way through the complicated Medicare maze when you could work with Andree and have an agent for life.  When you sign up for a plan with Andree that is just the beginning of your relationship.  You can count on her to keep in touch with you, assist with customer service issues and billing questions, get information on other services you may need, and much more.  Because Andree is compensated by the insurance companies, her services are offered at no cost to you.