Carmen has been a proud member of the Bridlewood Insurance team since 2014. She is a Licensed Health Insurance Agent in San Diego and continues to “make a difference in people’s lives” by helping Seniors have access to the Medicare Advantage, PDPs, and Supplemental Plans that best fit their individual needs.  Carmen’s specialty is helping those who may be a little confused as to how to enroll in Medicare and what plan to choose. She is a good listener and can easily help people sort through the “maze” of Medicare so they can make an informed decision and be able to choose a health plan that is the best for them. She chose Bridlewood because of its ethical and professional reputation and she truly enjoys being of service and helping others.  Meeting with new clients and answering their questions is the favorite part of her job.  She enjoys helping people and she takes her job very seriously, by always providing her clients with outstanding customer service.  She is always avaialble for them.

Carmen was born in Puerto Rico and has lived in California since 1984.  She lived in San Bernardino, then Escondido and now resides in Oceanside.   She has a B.A. from the University of Puerto Rico and an M.S. from Florida International University. Carmen is a retired teacher & high school counselor and a licensed real estate agent since 2002. She moved to San Diego County in 1996 with her husband, Gary, and their son and daughter.  She now has 2 beautiful grandkids who live in Los Angeles county.  They love spending time with them, but it has been a little more difficult now, with social distancing, so they have adapted by texting and doing Zoom calls.  Her favorite hobby is photography.  She also enjoys taking pictures and submitting them to the San Diego County Fair and other contests. Due to the present circumstances, she is not able to go out and take a lot of pictures so, she spends a lot of time in the kitchen, experimenting and preparing new recipes. Luckily, her husband enjoys her cooking, so this encourages her to continue to try new recipes whether for breakfast, lunch or dinner, and of course, last but not least, desserts. Bon appetit!

Gary is a licensed Life and Health Insurance Agent, who specializes in helping seniors with their Medicare coverage and prescription drug plans.
Gary retired after 30 years as a Dental Hygienist. He received an Associate of Arts degree from Cerritos College in Norwalk, CA near his hometown of Lakewood. He served in the U.S. Navy from 1975 to 1979 as a Dental Technician.

Michael is originally from Long Island, New York, and came to San Diego by way of his time in the service of the U.S. Navy, as a hospital corpsman. After his U.S. Navy service he liked the San Diego area so much, he decided to stay and began work as a medical assistant for Sharp Healthcare. While he considered a career in medicine, he always had an interest in business and personal finance, which also require a good bedside manner.

Michael became a licensed financial advisor and insurance agent in 2003, and since then has had the privilege of helping hundreds of families with their insurance and finance needs. “Longevity runs in my family and I have seen the benefits that quality healthcare plans played in the lives of close family members, and this is why I want to help provide my clients with the best plan possible and be your Medicare agent for life.”

Mike lives in El Cajon with his wife and daughter, and enjoys golf, fitness and family time.

With every client, Tom has 3 goals: Be helpful, be transparent, be honest. He believes that it’s the only way to conduct business.

Tom has the heart of a teacher and has spent the last 10 years of his insurance career helping people understand difficult concepts. Medicare is complicated, and Tom is willing to take you into the deep end if you like knowing the nitty-gritty. Or, if you don’t want to get into all that – you just want to stay in shallow water – he’ll give you just the bare-bones of what you need to know so that you don’t drown in the Medicare pool. If you’re looking for an agent to help you for the long haul, he’ll be here for another 25-30 years!

On a personal note, Tom has lived in San Diego since 2015, but has roots in the Seattle area. He is married with 3 kids and loves spending time outdoors with them at the beach and various parks around town. If it’s possible to have a hobby and simultaneously have 3 kids, his would be playing guitar.

Tom looks forward to not just helping you with Medicare, but getting to know you and your family over the course of your golden years.

Dawn is an established Medicare insurance professional located in San Diego who prides herself on supporting her customers and loves the challenge that Medicare provides. At Bridlewood, Dawn feels great satisfaction when helping her clients understand their Medicare options.

Dawn specializes in selling Medigap and Medicare Advantage Prescription Drug plans (MAPD’s), and stand-alone Prescription Drug Plans (PDP’s). Since she is contracted with so many carriers, she specializes in helping the public choose the plans that is best designed for their unique situation.

She started working with Jeff Wetzel and Bridlewood in 2014 when he had just formed Bridlewood. She was one of the first 7 agents and now Bridlewood has hundreds of agents across the US! Joining Bridlewood was the best decision she ever made! The support, education, and training that she gets from Bridlewood is over the top!

Dawn loves working with the public and this job allows her to do just that. It is also a very challenging career as there are so many moving parts and pieces to Medicare. It always keeps her on my toes! She LOVES to educate people so that they can understand Medicare easily and make an informed decision on what plan is best suited for them. She always does what is best for my customer!

She received her high school diploma from Bonita Vista High School and received a BA in Psychology from UC Irvine. Dawn got her Health & Life CA license in 2001 and started selling Aflac supplemental insurance at that time. Through the years she added Life Insurance, Dental, Vision, Health and Medicare to her portfolio and has added licenses in AZ, MT, NE, NV, OH, OK, OR, TX, GA, and KS.

Dawn has lived in San Diego for most of her life but did spend some time in Japan in her younger years (her dad was a commander in the Navy) and spent several years in Orange County. She has 3 furry children (3 cats) that she adores and spoils rotten!

She has always been an exercise fiend and was an avid runner for many years. These days she spends about 5-6 days in the gym and on her off days she enjoys long walks and hiking. Dawn loves spending time with her friends…getting together for a drink, dinner, lunch, movie, or whatever! She enjoys getting people together and have participated in many high school reunions and just recently formed the “Hot Zot” club with her college friends who she had not seen for 42 years! Dawn is also an avid reader and enjoy the beach, mountains, desert and LOVES to travel!

Vickie is a unique blend of Midwestern roots, Southern charm, and contemporary West Coast style and applies this diverse experience to help her clients simplify navigating the Medicare enrollment process and identify the top Medicare insurance plans to supports their specific healthcare needs.

As a proud affiliate of Bridlewood Insurance Services and one of the nearly 10,000 Baby Boomers turning 65 every day, Vickie recognized an urgent need to simplify and redefine the process of transitioning to Medicare and launched New Chapter Insurance.

Focusing and specializing exclusively in this expanding 65+ Medicare market, she is a licensed agent, certified across multiple Medicare providers, including, United Healthcare, SCAN, Anthem Blue Cross, AETNA, HealthNet, Humana, Blue Shield and several others. As a result of these extensive partnerships, she brings insightful and relevant product knowledge, enhanced with firsthand experience to help Baby Boomers successfully navigate Medicare as they move into their next new chapter.

She enjoys living in Carlsbad and incorporates these important keys to a happy life… a sweet dog, a healthy lifestyle, laughter, and great wine!

My initial passion for helping people first began when I became a Physical Therapist over 25 years ago. Working directly with patients, it became apparent to me that many of my clients were struggling to understand their insurance, how it worked, and often they were on the wrong plan for their care needs. This often resulted in a decreased quality of care and an increased out-of-pocket expense to them.

Therefore, it was a natural decision for me to start my own insurance agency. The passion and innate sense of advocacy I experienced as a Physical Therapist is what encompasses my insurance business. It is at the heart of how I approach each client’s needs. Together we will work to find a solution that is always best for you. Once you choose your plan I will be right there every step of the way now and in the future.

Rex has a Bachelor’s Degree in Athletic Training, from San Diego State University.  He is also a certified Medical Exercise Specialist and Institute of Motion Level 1 and
Institute of Motion Level 2.  Rex has worked at Action Medical Products, where he created relationships with Medical Offices to place durable medical devices for patients, as well as he was an Out-Patient Physical Therapy Assistant, assisting in day to day tasks including implementing multiple modalities and therapy programs prescribed by the Physical Therapists. He was also the Director of Fitness at Cal-A-Vie Spa and Resort, where he designed and ran fitness and wellness programs for clients and patients.  Rex built and has run Personal Touch Enterprises – a personal training business concentrating on post-rehabilitation and special needs patients and clients.   He has trained and implemented multiple fitness based programs to staff and trainers in the U.S.A., The UK, and Japan.

As someone who has been in and around the Medical Industry all of his life, Rex realized early on how complicated the insurance industry is. He then recently became involved in helping his Mother try and navigate her health care with her current provider. After realizing this would be no easy task, he began asking questions which lead him to seek a new career in Insurance Sales, specifically Medicare. He feels that his life has been dedicated to helping people in Physical Therapy and fitness, and this was a perfect segue to help make Medicare a little less daunting. Rex joined Bridlewood a short time ago, and is happy to be affiliated with them.  His favorite part of working with people is, helping them first of all, figure out what it is they want to accomplish, and then together, help create the path to get them there.

Originally from San Diego, California, Rex moved to Carlsbad with his wife Carolyn in 1994 and they have lived there ever since.  They have been together since 1990 and have two children – Rex who is 19 and is studying at Point Loma Nazarene University in the Pre-Med program, and their daughter Kirra is 13 and looking forward to her second year in middle school. They also have a 5 year old female Yellow Labrador Retriever. Her name is Honi which is Hawaiian for “Kiss.”
An avid surfer all of his life, Rex has traveled to Indonesia, Hawaii, Tahiti, Australia, Fiji, and of course Mexico in pursuit. The family loves to hike, camp, snorkel, and paddle board together. His son and he are scuba divers with Cozumel, Grand Cayman, and Hawaii as their favorite spots . . . so far.  They also have been backpacking with the same group of fathers and sons for the last 9 years.

Janetta started in the insurance benefits industry over 20 years ago and joined Bridlewood Insurance in 2015. Helping people protect their family with life and health insurance in the senior population is her specialty. She has been a Medicare broker for 15 years and offers plans with all the major carriers in California.

Prior to Bridlewood, Janetta provided her clients with education in all areas of retirement in the art of how money works. At the cornerstone of her efforts lies in a belief that to make your money work for you, you must understand the fundamentals of personal finance.

Born and raised in Connecticut, Janetta moved to Southern California in 1973 where she attended Palomar College and graduated with a degree in Social Work. Now Janetta happily resides in the Oceania community of Oceanside CA.

Bridlewood Agent

Michael was born and raised in the Hudson Valley region of New York State. He relocated to beautiful San Diego, California in 2002. He earned a degree in Mortuary Science from the State University of New York at Canton. Michael worked in the family business with his father for many years, before joining Bridlewood Insurance in 2016.

California, New York, Arizona, and Florida are the states Michael holds licenses. He has dedicated his life to helping others, always seeking ways to assist in the communities where he lives and works. Michael’s knowledge in the Medicare industry has helped him guide hundreds of individuals to match their personal needs, as their health coverage is one of the single most important decisions they will make.

Michael and his wife live in Tierrasanta with their English Golden Retriever, Sachi. He enjoys spending time with family and friends, as well as traveling, cooking, hiking, mountain biking, and camping.