Congratulations! These licensed Medicare agents serve your local area.
Angela Torgerson

• Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Angela was born in Minneapolis, Minnesota. She currently resides in Hot Springs, Arkansas and got her High School Diploma in 2008. She decided to join Bridlewood after receiving a lot of support from the team. She really enjoys meaningful work and community involvement. Angela has pride in help people understand the benefits of having health insurance.

Angela has four children and likes to spend time with family on her free time. She enjoys traveling as well as going outdoors. Some of her favorite outdoor activities include camping and hiking.


Hot Springs, AR 1479.4 mi

Bailey Gerdes

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Bailey is a firm believer in being a team player. This most likely stems from her experience competing in collegiate golf at St. Cloud State University, where she received her Bachelor of Science in Marketing. She learned very quickly that individually you can do well, but working together, you can achieve so much more.

Today, Bailey is still a team player at Bridlewood Insurance. With her passion for people, processes and insurance, she takes pride in working with her clients, walking them step by step through the Medicare process to ensure that their unique insurance needs are met.

Outside of work you can find Bailey on the golf course with her husband Dan and two daughters, or at their cabin in northern Minnesota, enjoying the great outdoors.


North Mankato, MN 1488 mi

Mark Conrath

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Mark graduated from St. Cloud State University, with a major in business management, and a minor in marketing.  He spent 30 years as a Marketing Rep for Federated Insurance.  During his tenure he focused on helping businesses with their commercial and group health insurance.  He recently shifted that focus to Medicare specific insurance.  He specializes in helping people who are new to Medicare, although he loves working with seniors of all ages.  Mark brings value to his relationships with his clients, as he not only helps them find the most appropriate plan for their needs, but he also can help them get enrolled in Medicare, so they do not have to make a trip to the Social Security office and wait in line.  He decided to join Bridlewood Insurance once he saw how much support they provide to their agents, and make the Medicare experience enjoyable.  Mark’s goal is  to match you with a Medicare plan that you like and that fits your personal medical situation.

Mark was born and raised in Owatonna, Minnesota, and for the last 22 years he has lived in Elk River, MN.  His wife, Jodi, and he are high school sweethearts who met in the 80’s, and have been married for 33 years!  They have 2 daughters and 2 grandchildren . . . for now.  He and Jodi enjoy lake life at their cabin, as well as golf, and of course spending time with their beautiful grandkids.

Elk River, MN 1494.6 mi

Peggy Toft

Peggy graduated from Atlantic High School, and attended Des Moines Area Community College in Ankeny, Iowa. She has worked in various sales positions since 1995 – real estate, advertising, auto dealership sales, securities advisor and life & health insurance sales. In January 2014 she opened her own property and casualty insurance practice called Spartan Insurance, LLC. Peggy recently added Medicare Supplement and Advantage insurance plans to her portfolio of products she offers.

Peggy works with all the major carriers, and offers Prescription Drug plans and Special Needs Advantage plans, as well as Supplemental and regular Advantage plans. She is passionate about educating her clients on their Medicare options, and giving them all the necessary information to make a well-informed decision for their health care insurance. After spending some time working with only one carrier, she realized that she couldn’t really do the right thing for every client, without being able to offer them products from all insurance companies with plans in the area. She loves working with seniors, and realized early on that Medicare is NOT a “one size fits all” thing. Peggy keeps her clients up to date with any changes to their Medicare plans, and stays in touch with them through her monthly newsletter. She chose to work with Bridlewood because they have a client first approach, and they are really supportive of their agents with ongoing training, marketing and a great culture of honesty and integrity.

She has lived in southwest Iowa all her life, and has moved around that area several times since her childhood. Peggy has resided in Exira, Iowa (population 840!) for the past 12 years with her fiancé, Rick Thompson, who is also an agent. She and Rick have 5 children and 7 granchildren together, and look forward to more grandchildren. Their grandkids are very active in sports, so you can find them spending many evenings and weekends attending their events. Spending time with their parents, siblings, kids and grandchildren is a top priority. Peggy and Rick both love to travel, and are looking forward to doing a lot of traveling in the coming years.

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Exira, IA 1498.5 mi

Timothy Brooks

My name is Tim – My Mission: Evaluate and understand your unique Medicare and insurance needs. Find a plan that meets your budget and health requirements. After having a Medicare consultation, my clients will have confidence in their Medicare decisions finding the best path to follow.

Born in Cedar Rapids, IA, the second-largest city in Iowa, I moved to Omaha when I was six. I grew up in a fairly large family of four boys and two sisters. Educated in Catholic schools: St. Pius Elementary and Roncalli High school. After high school, I attended the University of Nebraska at Omaha, earning a Bachelor’s degree in science.

While studying for my bachelor’s degree at UNO, I worked for a credit card processing company by the name of First Data Resources for twenty years. I learned how to budget my time wisely in regard to pursuing my degree and paying for my education. After earning my bachelor’s degree, I was promoted at First Data to a programmer and finally earned the position of Application Architect. After leaving First Data, I worked as a stockbroker for TD Ameritrade for eleven years. I really enjoyed the customer contact and solving client problems, and educating my clients on the world of researching and trading stocks. After years of working as a stockbroker, I wanted to help people and own my own business. As a result, I ended up here at Bridlewood.

In preparation for having my own agency, I worked for a small company, Senior Market Sales. I helped people who were turning 65 determine if it made economic sense for them to stay on their current companies’ current group health insurance or move over entirely to Medicare. Further, helping my clients determine if it made sense for them to add additional supplemental insurance or move over to the Medicare Advantage plan.
Recently my father passed away, and as a result, I now enjoy taking care of my mother, who is 82 years old, and her two dogs, George and Gisele, both Schnauzer and Poodle mix. I have over twelve nieces and nephews and have now started attending their children’s weddings.

In my free time, I enjoy spending time listening to audiobooks, hiking, fishing, movies, dining out, and watching the Husker football games.

Thanks for reading my biography, and I will leave you with one of my favorite Authors Quotes: “The fear of death follows from the fear of life. A man who lives fully is prepared to die at any time.”  – Mark Twain.

Omaha, NE 1599.8 mi

Megan Lundberg

Lincoln, NE 1642.4 mi

Angela Schubkegel

Angela has held a number of jobs over the years, including being a realtor, a service coordinator and a bereavement counselor.  She has a Masters of Science degree in Education.

Recently, while working for an Independent Living Facility, Angela heard about the great health insurance products available for low income seniors in her area.  She could see that there was a real demand for this insurance and because the job has flexible hours and is a great way to help those in need, Angela decided to add certified Medicare Agent to her list of occupations.  Her philosophy is this is an exciting time to spread the word about these great products that are available to such an underserved group of the population.  Angela enjoys helping seniors find the right plan to fit their needs, and as an educator, loves sharing with them the benefits and rights, as a Medicare beneficiary.

Although Angela grew up in Milwaukee, she has also lived in Nebraska, Arizona, and has now been a resident in South Dakota for 3 years.  She and her husband, Tim, have been married for 30 years.  They have four adult children, and a daughter-in-law.  They live on a hobby farm with a fish pond, 9 sheep, 4 chickens, 2 cats and 2 ducklings.


Worthing, SD 1677.5 mi

Kim Schwenke Cram

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Kim has her Paralegal Associates Degree.  She has also owned her own insurance agency, American Family Ins Agency, and has been a licensed insurance agent for over 20 years.  Prior to insurance, she was a Mortgage Loan Officer and a Title Insurance Agent.  Kim and her husband, Roger, started with Bridlewood Insurance in 2019.  They chose to work with Bridlewood based on the way that the owners, Jeff and Kim Wetzel, aligned with their goals, both personally and professionally. We were very impressed with their support of us and their progressive advertising/marketing ideas and options.

Kim says she loves educating the Senior population and truly helping them navigate the very complicated Medicare and Medicare Supplement process.  She likes being the person they know they can call and get a return phone call and their questions answered. Also knowing that most Seniors live on a fixed budget, she enjoys being able to offer products that can save them money, provide additional areas of coverage and allow for more disposable income on a monthly basis.

Kim was born and raised in Southeast Nebraska in a town of 79 people. Her entire family still lives there, while she lives in Madison, SD (just north of Sioux Falls approximately 45 miles) on Lake Madison. I have lived in South Dakota for over 25 years, with her husband Roger, who is also a Medicare Agent.  Yes, they do work together and spend 24/7 with each other.  Believe it or not they have worked together for about 11 years, and have been married for 9 years. Kim has 1 son that is going to school in Hamilton, Alabama and is studying to become a Minister and is also in the Army National Guard as a Military Policeman.  She enjoys scrapbooking, gardening, yoga, zumba,  her “Active & Ageless” exercise classes, walking, boating, jet skiing, entertaining friends & family at the lake, and 4-wheeler riding in the Blackhills of South Dakota.

Madison, SD 1719.6 mi

Roger Cram

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Roger has several degrees, including an Associate’s degree in Agriculture from Mankato Vo-Tech, a Bachelor’s degree in Finance and a Bachelor’s degree in Insurance and Real Estate from Minnesota State University.  He has worked for well over a decade for Amerigroup Financial, LLC, which is an independent insurance marketing company contracted to sell a wide variety of insurance products.  Roger specializes in products for Medicare beneficiaries, including Medicare Advantage plans and Medicare Supplement plans.

Roger came to work at Bridlewood Insurance through a rather unusual way.  He grew up in the same small town in Minnesota, as Bridlewood’s President and CEO, Jeffry Wetzel.  Jeff shared with him how the Medicare business works and how it has treated him well, and so Roger decided to add those Medicare products to the portfolio of offerings for their clients.  He really loves potentially saving hundreds of dollars a month for people that are on a very low, fixed income and really need his help.

Born and raised in Waterville, Minnesota, Roger moved to Phoenix, AZ after college, and then moved to Madison, South Dakota in 2012.  His wife, Kim, also works with Amerigroup Financial and Bridlewood Insurance Services.  Kim and Roger were married in 2012, and Kim’s son Dylan, is also a Medicare agent.  The only professional sports Roger like to watch is UFC and Nascar.  His favorite hobbies are flying, trail riding with their UTV, boating and anything to do with cars.  He loves speed!!

Madison, SD 1719.6 mi

Jennifer Kitt

• Final Expense • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Life

My name is Jennifer, and I am happy to be welcomed into the Bridlewood family of Licensed Insurance Agents. I appreciate that my values align well with Bridlewood’s values. We care about building lasting relationships with honesty and trust. Helping individuals on Medicare navigate what is best for them is my favorite part of the business. After educating clients on the basics of Medicare, I take the guesswork out of selecting the most comprehensive plan for their needs.

I love to travel and experience the world and different cultures. I am a fan of Husker Volleyball and have a passion for basketball from my former years of coaching. I also enjoy golf, fitness and health, hunting, and fishing.

I have lived in Nebraska with my family my entire life. My oldest son is a member of the National Guard, my daughter plans to go to Medical School, and my third child still lives at home. I am blessed to have three grandchildren and one more on the way!

York, NE 1721.7 mi

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