Congratulations! These licensed Medicare agents serve your local area.
Chris Ha

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Chris has worked with Life, Health and Accident insurance, and is specializing in Medicare.  He received a recruiting letter from Bridlewood insurance, and after meeting with the President, Jeff Wetzel, and his agent manager, Bill Murray, Chris decided to try something new and adventurous.  He enjoys the challenge of trying something new, and at the same time he is helping seniors with a very important decision they have to make. Chris offers Medicare Advantage plan, Prescription Drug plans, Supplement plans and Dual/Chronic Special Needs plans.  Dual plans are designed for those seniors who have both Medicare and Medicaid.   Chris loves educating people on their Medicare options.

Chris is originally from Vietnam, and now resides in San Diego.  He is single now and has two children, one who is attending UCLA and the other is in 4th grade. They have four canaries, who are excellent songbirds.  In his spare time, Chris enjoys watching movies, music, travel, riding motorcycle and fishing.

San Diego, CA 3608.5 mi

Lauren Smith

• Covered California • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Lauren Smith is the owner of Lauren Smith Insurance Services, Inc, and has partnered with Bridlewood Insurance Services in 2017.

She has extensive training and has worked in the insurance industry for over 20 years. Lauren’s hard work and dedication to her craft have made her a top producer in her field. Her success has come from her attention to detail with each client she works with. Lauren represents a variety of top-rated local and national carriers. She believes not one plan is right for everyone, and takes the time to find out each client’s needs and guide them to the best plan for them.

Lauren originally comes from Upstate New York, but currently lives in Normal Heights, with her office in Sabre Springs. She enjoys traveling, walking on the beach and spending time with her friends. Lauren looks forward to having the opportunity to work with you and building a long-lasting relationship.

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San Diego, CA 3608.6 mi

Carmen Calderon

• Bilingual • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Carmen attended college with a major in accounting.  She has also been a legal secretary, and in 1996 became a licensed Life Insurance, and more recently a licensed Medicare Agent.  Carmen also works as a Family Service Counselor at a local Funeral Home, assisting families with making final arrangements for their loved one.  She loves working with people in need of her services, and Medicare seemed like the perfect fit.  She treats her clients the way she would like to be treated, with patience, respect and compassion.  Carmen also likes to empower her clients with knowledge, so that they can confidently make an informed decision about their healthcare.  She started her career with Bridlewood because she loves the knowledgeable, positive, helpful people there.  Because Carmen is bilingual, she is uniquely qualified to assist a very underserviced group of people – latino seniors.

Originally from Mexico, Carmen has resided in Chula Vista, California for 50 years.  She is divorced and has two beautiful daughters and seven grandchildren.  She also has two female Yorkie terriers.  She loves going for long walks, sewing and crochet.

Chula Vista, CA 3610.2 mi

Hannah Hubbard

Hannah attended Cal Poly San Luis  Obispo.  She has worked for the past several years in the Health Insurance industry.  She really enjoys working with seniors, to help them navigate the complicated Medicare system, and helping them find the best plan for their personal situation.

Hannah grew up in San Diego, and currently resides in Solana Beach.  She loves beach volleyball, surfing and yoga.

Solana Beach, CA 3610.5 mi

Rachelle Hildebrand

• Covered California • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Rachelle is a proud graduate of Granite Hills High School, class of 2000!  She then went on to attend junior college for a few years to complete her general education requirements.  She met her future husband, Kyle, and when he asked her to marry him, she finished out her year of school and they were married.  She then went on to work for her father-in-law for 3 years, helping him in his office supply business.  After that she worked for a label manufacturer for about 10 years, before deciding to be a stay at home mom to her daughters.

With the help of her father-in-law, Kent, she decided to jump into the Medicare and Health Insurance field because of the flexible hours and the desire to help people.  Rachelle has been assisting people navigate the Medicare maze for 3 amazing years now.  She has her licenses in multiple states, and thoroughly enjoys educating people on their Medicare choices such as Medicare Advantage, Supplement and Prescription Drug plans, and helping those people with both Medicare and Medicaid (Medi-Cal).  Since both Kent and his wife, Deina, were already with Bridlewood Insurance, and loved the great atmosphere and support they received, they recommended Rachelle join them as an agent at Bridlewood.  She loves that she gets to help people understand a difficult subject, and at the same time keeps them “in the know” and making sure they’re healthy and happy.

Rachelle grew up in East County San Diego and has lived there all her life.  She and her husband Kyle have been married for 18 years, and they have two beautiful girls, who are 12 and 9.  They did live on a little hobby farm with almost 50 animals, but recently moved from there with one of the animals, their beloved dog, Red. Rachelle enjoys running and has participated in the “Triple Crown” – which is 3 half marathons in one year.  She medaled in each of the three marathons, and received a special medal for completing all 3 in the same year.  Since COVID, she has been exercising at home and take long runs with Red.

San Diego, CA 3610.5 mi

Larry Acker

• Final Expense • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Mr. Larry Acker was born in Buffalo New York, and is now living in Carlsbad, CA by the ocean with his spouse Rose Mary. They have been married for 44 years and have three sons, two daughters, six grandchildren and a cat named Midnight. In his free time, Larry loves to got to the gym, bike Race, is in a band of brothers and even has Saturday morning bible study. He is an American and respects the flag and those who defend it. Larry attended Dale Carneige college in New York City where he took courses towards associates in management training. He has 43 years of experience in a top sales branch in Buffalo New York where he was the top producer in New York State.

Larry has also Hired and trained Medicare agents for 20 years. Many of them are currently sales managers and branch owners. After meeting Jeff, Larry states that he knew Jeff is consumer conscientious, honest and a great leader, so from then on he decided to work with him. Larry also states that “In the five years that I have been with Bridlewood, Jeff has never disappointed me.”

Larry loves working with people. He likes to do for his client’s what no other salesman would! He likes to provide great service and accessibility for his clients. Larry’s philosophy he says is Jeff’s cliché “The first one to the table wins.”

Carlsbad, CA 3611.3 mi

Jim Mumper

• Auto • Bilingual • Covered California • Final Expense • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life • Long Term Care

Medicare Agent


Jim enjoys working as a Bridlewood agent specializing in Medicare and other products for the Senior market. A natural “people person”, he enjoys meeting with people in their homes and helping them find a solution that works best for them. Many Seniors who are aging into Medicare, experience this as a time of confusion and one of “information overload”. Jim’s approach to this overload is to demystify Medicare through a short, well prepared presentation of the options available to the Medicare recipient.

Born and raised in Santa Monica / West Los Angeles, Jim started his adult life by entering military service in the US Air Force the day after turning 18, receiving an Honorable Discharge 4 years later. He continued his career as an aircraft technician over the following several years working as a Department of Defense employee. Eventually, he moved overseas living and working in several different nations, finding his life partner some years later in Sweden. When his two sons turned 9 and 12, he and his family moved back to his native California, establishing his new home in the city of Oceanside. He worked his first couple of years in the U.S. as a consultant in the Med-tech Industry, helping U.S. companies get their medical devices on the market in Europe. In 2014, he made a career change to the insurance industry. He is licensed in both California and Minnesota, and focuses the largest part of his insurance services on the senior market with Medicare products. He also works with individual and group health insurance, life insurance, travel insurance and annuities.

He and his family love to travel, and he has been to over 50 countries and 4 continents. He speaks 4 languages, English, Chinese Mandarin, Russian and Swedish, although could only claim being fluent in English and Swedish. In 2007 he graduated from University of British Columbia School of Intercultural Studies.

Please feel free to give Jim a call to discuss Medicare options, as well as other insurance services. His services are always at no-cost to the customer.

Carlsbad, CA 3611.3 mi

Janetta Bouman

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Janetta started in the insurance benefits industry over 20 years ago and joined Bridlewood Insurance in 2015. Helping people protect their family with life and health insurance in the senior population is her specialty. She has been a Medicare broker for 15 years and offers plans with all the major carriers in California.

Prior to Bridlewood, Janetta provided her clients with education in all areas of retirement in the art of how money works. At the cornerstone of her efforts lies in a belief that to make your money work for you, you must understand the fundamentals of personal finance.

Born and raised in Connecticut, Janetta moved to Southern California in 1973 where she attended Palomar College and graduated with a degree in Social Work. Now Janetta happily resides in the Oceania community of Oceanside CA.

Oceanside, CA 3612.2 mi

Gary Saunders

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Gary is a licensed Life and Health Insurance Agent, who specializes in helping seniors with their Medicare coverage and prescription drug plans.
Gary retired after 30 years as a Dental Hygienist. He received an Associate of Arts degree from Cerritos College in Norwalk, CA near his hometown of Lakewood. He served in the U.S. Navy from 1975 to 1979 as a Dental Technician.

He enjoys reading, gardening, exercise, yoga, and spending time with family and friends. He and wife Carmen have been married over twenty years and have a son, daughter and three grandchildren.

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Oceanside, CA 3612.2 mi

Mark McWhinney

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Agent Manager

Mark attended Radford University in 1990. He has worked in many fields since graduating, including work as a flight instructor at King Schools (1992-2003), Terminix International, and in the financial services are with JP Morgan Chase (2010-2013).  He even fished in Alaska for a summer, catching 40,000 pounds of Sockeye salmon.  Since that time he has become an experienced Medicare professional, with a high level of Medicare competency.  He joined Bridlewood, after several years as a captive agent with UnitedHealthcare, so he could offer a wide variety of the best available Medicare options in San Diego for his clients.  Mark’s previous experience with Allen James Financial and JP Morgan Chase, gave him his footing in the business of helping people.

Mark’s favorite part of being a Medicare Insurance Broker, is being able to help his clients get the plan that best helps them. He does this by EDUCATING them on their options, ASKING them what’s important to YOU, and providing them the details on the best fitting plan options, so THEY can CHOOSE what they want!

From a military family (his dad was in the Navy) who moved around a lot, Mark grew up in central California in Lemoore, spent a year and a half in Yokohama/Yokosuka Japan and then attended Radford University in Virginia, where he graduated with a business degree. Mark and his family have lived in San Diego since 1990, and he sees them often.

Mark spends free time keeping up his flying skills and also loves to golf, play beach volleyball, tennis, art, traveling, backgammon, growing cactus/succulents, helping my awesome clients and enjoying our beautiful city.

San Diego, CA 3612.5 mi

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