Mr. Larry Acker was born in Buffalo New York, and is now living in Carlsbad, CA by the ocean with his spouse Rose Mary. They have been married for 44 years and have three sons, two daughters, six grandchildren and a cat named Midnight. In his free time, Larry loves to got to the gym, bike Race, is in a band of brothers and even has Saturday morning bible study. He is an American and respects the flag and those who defend it. Larry attended Dale Carneige college in New York City where he took courses towards associates in management training. He has 43 years of experience in a top sales branch in Buffalo New York where he was the top producer in New York State.

Larry has also Hired and trained Medicare agents for 20 years. Many of them are currently sales managers and branch owners. After meeting Jeff, Larry states that he knew Jeff is consumer conscientious, honest and a great leader, so from then on he decided to work with him. Larry also states that “In the five years that I have been with Bridlewood, Jeff has never disappointed me.”

Larry loves working with people. He likes to do for his client’s what no other salesman would! He likes to provide great service and accessibility for his clients. Larry’s philosophy he says is Jeff’s cliché “The first one to the table wins.”

Medicare Agent

Jim enjoys working as a Bridlewood agent specializing in Medicare and other products for the Senior market. A natural “people person”, he enjoys meeting with people in their homes and helping them find a solution that works best for them. Many Seniors who are aging into Medicare, experience this as a time of confusion and one of “information overload”. Jim’s approach to this overload is to demystify Medicare through a short, well prepared presentation of the options available to the Medicare recipient.

Born and raised in Santa Monica / West Los Angeles, Jim started his adult life by entering military service in the US Air Force the day after turning 18, receiving an Honorable Discharge 4 years later. He continued his career as an aircraft technician over the following several years working as a Department of Defense employee. Eventually, he moved overseas living and working in several different nations, finding his life partner some years later in Sweden. When his two sons turned 9 and 12, he and his family moved back to his native California, establishing his new home in the city of Oceanside. He worked his first couple of years in the U.S. as a consultant in the Med-tech Industry, helping U.S. companies get their medical devices on the market in Europe. In 2014, he made a career change to the insurance industry. He is licensed in both California and Minnesota, and focuses the largest part of his insurance services on the senior market with Medicare products. He also works with individual and group health insurance, life insurance, travel insurance and annuities.

He and his family love to travel, and he has been to over 50 countries and 4 continents. He speaks 4 languages, English, Chinese Mandarin, Russian and Swedish, although could only claim being fluent in English and Swedish. In 2007 he graduated from University of British Columbia School of Intercultural Studies.

Please feel free to give Jim a call to discuss Medicare options, as well as other insurance services. His services are always at no-cost to the customer.

My name is Apara, I joined Bridlewood in 2014 for the opportunity of offering multiple options in the medicare space. I enjoy finding the right fit with plans, doctors, and clients. I was born in Minneapolis, Minnesota, my family moved to the Chicago area, and I came out West for college – never to return to the Midwest! Now, I love living in Carlsbad.

I have a BA degree from San Diego State University and worked as a Tax Accountant for 35 years.

Vickie is a unique blend of Midwestern roots, Southern charm, and contemporary West Coast style and applies this diverse experience to help her clients simplify navigating the Medicare enrollment process and identify the top Medicare insurance plans to supports their specific healthcare needs.

As a proud affiliate of Bridlewood Insurance Services and one of the nearly 10,000 Baby Boomers turning 65 every day, Vickie recognized an urgent need to simplify and redefine the process of transitioning to Medicare and launched New Chapter Insurance.

Focusing and specializing exclusively in this expanding 65+ Medicare market, she is a licensed agent, certified across multiple Medicare providers, including, United Healthcare, SCAN, Anthem Blue Cross, AETNA, HealthNet, Humana, Blue Shield and several others. As a result of these extensive partnerships, she brings insightful and relevant product knowledge, enhanced with firsthand experience to help Baby Boomers successfully navigate Medicare as they move into their next new chapter.

She enjoys living in Carlsbad and incorporates these important keys to a happy life… a sweet dog, a healthy lifestyle, laughter, and great wine!

Janetta started in the insurance benefits industry over 20 years ago and joined Bridlewood Insurance in 2015. Helping people protect their family with life and health insurance in the senior population is her specialty. She has been a Medicare broker for 15 years and offers plans with all the major carriers in California.

Prior to Bridlewood, Janetta provided her clients with education in all areas of retirement in the art of how money works. At the cornerstone of her efforts lies in a belief that to make your money work for you, you must understand the fundamentals of personal finance.

Born and raised in Connecticut, Janetta moved to Southern California in 1973 where she attended Palomar College and graduated with a degree in Social Work. Now Janetta happily resides in the Oceania community of Oceanside CA.

Gary is a licensed Life and Health Insurance Agent, who specializes in helping seniors with their Medicare coverage and prescription drug plans.
Gary retired after 30 years as a Dental Hygienist. He received an Associate of Arts degree from Cerritos College in Norwalk, CA near his hometown of Lakewood. He served in the U.S. Navy from 1975 to 1979 as a Dental Technician.

Agent Manager

Mark attended Radford University in 1990. He has worked in many fields since graduating, including work as a flight instructor at King Schools (1992-2003), Terminix International, and in the financial services are with JP Morgan Chase (2010-2013).  He even fished in Alaska for a summer, catching 40,000 pounds of Sockeye salmon.  Since that time he has become an experienced Medicare professional, with a high level of Medicare competency.  He joined Bridlewood, after several years as a captive agent with UnitedHealthcare, so he could offer a wide variety of the best available Medicare options in San Diego for his clients.  Mark’s previous experience with Allen James Financial and JP Morgan Chase, gave him his footing in the business of helping people.

Mark’s favorite part of being a Medicare Insurance Broker, is being able to help his clients get the plan that best helps them. He does this by EDUCATING them on their options, ASKING them what’s important to YOU, and providing them the details on the best fitting plan options, so THEY can CHOOSE what they want!

From a military family (his dad was in the Navy) who moved around a lot, Mark grew up in central California in Lemoore, spent a year and a half in Yokohama/Yokosuka Japan and then attended Radford University in Virginia, where he graduated with a business degree. Mark and his family have lived in San Diego since 1990, and he sees them often.

Mark spends free time keeping up his flying skills and also loves to golf, play beach volleyball, tennis, art, traveling, backgammon, growing cactus/succulents, helping my awesome clients and enjoying our beautiful city.

Dave graduated from Northern Kentucky University, with a Bachelor of Arts in Radio/Television/Film.  After many years working in both television and print media, Dave recently switched gears and got into the Insurance industry.  His choice of working for Bridlewood  stemmed from a long-time business relationship with the owner, Jeff Wetzel.  They had worked together during Dave’s tenure with the San Diego Union Tribune, when Jeff would place ads in the paper.  Over time, Dave came to understand how much integrity Jeff had, and insisted that all his agents have the same integrity and always put the needs of their clients first.

Health insurance is such an important part of our lives, and even more so now with the costs continuing to skyrocket.  There is so much misinformation regarding Medicare, and Dave feels strongly that it is his job to help seniors find the right plan for their medical and financial situation.

Dave grew up 10 miles south of downtown Cincinnati, which locals refer to as Northern Kentucky and the rest of the state of Ohio disowns them.  He moved to San Diego in 2004.  He met his lovely wife Cheryl in 2005, a born and raised San Diegan, and they married in 2008.  Since both were in their 40’s at the time and it was the first marriage for both of them, they do not have children.  However, they are the aunt and uncle of 11, with the number of great-nieces and great-nephews growing steadily and at last count there were 14.

Dave likes to read as much as possible; fiction, non-fiction, historical fiction. He also enjoys playing golf (though he says he is not very good), and softball, and loves watching baseball at any level. He is also a fan of college football and basketball, along with NFL football. Cheryl and he also spend quite a bit of time with yard work. The first hour is fun, then not so much!

Michael earned his degree from Platt College for computer design.  But soon found his path leading him to Medicare insurance.  He has worked in the Insurance field for more than 20 years, starting as a Help Desk representative for UnitedHealthcare for 2 years, and then became an ICA (captive agent) for UnitedHealthcare for more than 8 years, while also working a full-time job as an Account Manager for Commercial Insurance.  He recently left a company where he was a National Medicare Agent and had over 500 enrollments per year.  Michael is licensed in eight states (CA, AZ, NV, OR, WA, CO, TX and FL).

He loves his job with Bridlewood, where he can now devote more quality time and customer service to his clients.  He offer Medicare Advantage and Supplement plans, along with stand alone Dental Plans.  Michael came to work for Bridlewood by his friendship with Kevin Kay, when they both were captive agents with UnitedHealthcare, and Kevin was his manager.  He knew Kevin was a top producer with Bridlewood, and eventually he helped Michael make the decision to strike out on his own and become an independent Medicare agent, where he could offer all of the major carrier’s plans, not just one carrier’s plans.  His favorite part of his job is getting his client’s enrolled in the most suitable plan for them.  He enjoys their heartfelt thanks to him for helping them get their Medicare plan taken care of, and explaining everything in a manner they can understand.

Michael is Korean-American, and came to the United States when he was 5 years old.  He later served in the US Army 82nd Airborne division as a para trooper, after he became a proud citizen of the US.  After having lived in Cypress and Fullerton, California, he decided to settle in Henderson, Nevada.  Michael love to work out every day and tries to stay fit.  He is also a huge car enthusiast, and enjoys traveling to different parts of the US and other countries.  While in the Army he traveled to Panama, and has also traveled to Thailand, which was the best vacation he has ever taken.  He plans on taking another trip to Thailand soon.

Yolanda Ledford has been a number one selling mortgage banker for over 20 years. Clients choose to work with her for her ethical approach, experience and expertise in helping them achieve their goal of home ownership. Through this experience she has learned that the number of people who become eligible and obtain Medicare insurance is growing each year, and it is important for these consumers to understand all of their options.