• Bilingual
  • Covered California
  • Medicare
  • Medicare Advantage
  • Medicare Supplement
  • Medicare Prescription Drug Plans
  • Medi-Medi
  • Daissy Farias KOch  Nov 12, 2020
  • T. Scruggs  Oct 25, 2020
  • Pamela Edwards Ryan  Jan 5, 2018
  • Patricia Woodhouse  Oct 22, 2016
  • Jann Acosta  Oct 19, 2016

Carmen Saunders


Oceanside, CA

CA Insurance License #0J08236

+1 (760) 420-0104

I Make Medicare Easy

Carmen has been a proud member of the Bridlewood Insurance team since 2014. She is a Licensed Health Insurance Agent in San Diego and continues to “make a difference in people’s lives” by helping Seniors have access to the Medicare Advantage, PDPs, and Supplemental Plans that best fit their individual needs.  Carmen’s specialty is helping those who may be a little confused as to how to enroll in Medicare and what plan to choose. She is a good listener and can easily help people sort through the “maze” of Medicare so they can make an informed decision and be able to choose a health plan that is the best for them. She chose Bridlewood because of its ethical and professional reputation and she truly enjoys being of service and helping others.  Meeting with new clients and answering their questions is the favorite part of her job.  She enjoys helping people and she takes her job very seriously, by always providing her clients with outstanding customer service.  She is always avaialble for them.

Carmen was born in Puerto Rico and has lived in California since 1984.  She lived in San Bernardino, then Escondido and now resides in Oceanside.   She has a B.A. from the University of Puerto Rico and an M.S. from Florida International University. Carmen is a retired teacher & high school counselor and a licensed real estate agent since 2002. She moved to San Diego County in 1996 with her husband, Gary, and their son and daughter.  She now has 2 beautiful grandkids who live in Los Angeles county.  They love spending time with them, but it has been a little more difficult now, with social distancing, so they have adapted by texting and doing Zoom calls.  Her favorite hobby is photography.  She also enjoys taking pictures and submitting them to the San Diego County Fair and other contests. Due to the present circumstances, she is not able to go out and take a lot of pictures so, she spends a lot of time in the kitchen, experimenting and preparing new recipes. Luckily, her husband enjoys her cooking, so this encourages her to continue to try new recipes whether for breakfast, lunch or dinner, and of course, last but not least, desserts. Bon appetit!

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Verified Reviews for Carmen Saunders:

Carmen Sounder is a wonderful Agent, friendly, knowledgeable, incredible helpful, very Professional, she helped me to easy enroll and make my experience really smooth and wonderful, she is really incredible person who really care that you understand everything giving you so many options to be able to choose and see what was the best for me. I highly recommend Carmen I give her 10 stars!!!!
5 Daissy Farias KOch - November 12, 2020
Carmen was a pleasure to work with. She saved me a ton of time and grief by researching all the plans, and options within the plans, and presented the best plans for our situation. She simplified a too-complicated system and explained things well. I had been dreading the Open Enrollment decisions but she made it quite painless. Thank you, Carmen!
5 T. Scruggs - October 25, 2020
Carmen was a life saver in resolving mixed up information submitted by a former agent I worked with. Thank you so much for your patience to determine the best programs to sign up for.
5 Pamela Edwards Ryan - January 5, 2018
Carmen is not only the friendliest agent I've ever worked with but also the most knowledgable and helpful agent ever! She is willing to take all the time necessary to make sure my needs and costs are the best for me. Thanks Carmen. It is a true privilege to work with you.
5 Patricia Woodhouse - October 22, 2016
I would like to take a moment to compliment Carmen on her professional manner, friendly approach and the knowledge in the insurance questions I had. She not only helped me enroll successfully but has stayed informed and kept me abreast of all changes. I feel secure and confident that my choices are to my best interest regarding finances and health options.
5 Jann Acosta - October 19, 2016

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