Bridlewood Agents

Tim Mack

Medicare Agent For the last three years, Tim has owned and operated an insurance agency in Southern California. At the age of 26 he started his first of many successful businesses and moved to Florida to become a partner and owner in a vacation, hospitality, and timeshare business for 12 years before retiring.

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Evelyn Frazier

Medicare Agent   With more than 20 years of experience as an independent health insurance agent in San Diego, Evelyn joined the Bridlewood team in the summer of 2014. Evelyn’s specialty is working with seniors to demystify the complex Medicare system and to help find the best options for each senior’s unique situation. Most people

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Bernie Ellebrecht

Bernie has more than 24 years experience in the insurance industry, based in San Diego, California.  For many of those 24 years, he has focused on Medicare insurance, and matching the most appropriate plan designed to meet each individual client’s needs.  Bernie has been with Bridlewood since it’s very first days, when there were only

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Barbara Ellebrecht

Medicare Agent Barb has spent the last eight years in the insurance industry, specializing in Medicare products. She is Co-owner of To Insure Me Inc., along with husband Bernie Ellebrecht. She also spent 25 years in the Cottage Craft Industry manufacturing and designing home décor.

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Norm Cruz

After retirement Norm started a second career in the health insurance business. During the past 10 years Norm has narrowed his insurance focus and specialized in Medicare Plans. He enjoys working with people and helping them as they navigate through the many nuances of Medicare Programs. Norm had a long career in hi-tech manufacturing and

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Greg Cross

Medicare Agent Gregg moved from New York four years ago to get away from the snow and cold and to take advantage of the fabulous climate of Southern California. He has had many years of experience selling durable medical equipment to Medicare clients and has developed a good understanding of the needs and fears of

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Ron Coyle

Ron has had a successful life insurance business as an independent agent for the past 23 years. As time has progressed he has come to recognize the growing need that individuals of his generation have in understanding all the options available to back up Original Medicare coverage. With Bridlewood’s full range of Medicare Advantage, Supplemental

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Larry Cook

Medicare Agent With 40 years in financial and estate planning in San Diego Larry joined Bridlewood Insurance after meeting Jeff Wetzel. He started as an agent with New York Life and moved into management for nine years before becoming an independent agent working primarily in the senior market. Larry enjoys working with his wife Katie.

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Penny Carlson

Penny joined Bridlewood Insurance in 2014. Penny became interested in insurance while assisting her husband in his work and being a caretaker for her mother-in-law. The benefit of her experience and continuing education is invaluable. Her goal with Medicare is to make it simple, clear and a painless experience with satisfying results. Her ability to

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William Bowen

Medicare Agent Will joined with Bridlewood to better serve his aging clients by providing high quality Medicare products along with retirement planning solutions. His career began in the insurance industry in 1975 with Allmerica insurance through 1997. During which he was career agent, training, development and sales manager. He transitioned from Allmerica to Penn Mutual

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