Bridlewood Agents

Joe Arroyo

Joe has been helping people make confident and informed decisions about their Health and Life Insurance options since 2013.   Prior to health insurance, Joe co-founded and operated an e-commerce business in the vintage and designer clothing field. He also worked for over a decade in the Retirement Plan Design and Administration field. A life-long San

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Jack & Annette Midland

Medicare Agents Jack & Annette Midland are a husband and wife insurance team that have been in the Insurance business the past 30 years.  They started their business in Chicago, helping individuals and small business owners retain affordable insurance. After 15 years, Jack and Annette relocated to San Marcos, California.  They continued working in the

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Kimberly Wetzel

Kim Wetzel has worked in the financial services and insurance industries for over 20 years.  Her passion for working with seniors was the catalyst for her making a career change to Medicare Insurance.  Kim’s husband, Jeff Wetzel, started Bridlewood Insurance and she left the stock brokerage business to work with him.  They have built Bridlewood

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Tom Valdez

With every client, Tom has 3 goals: Be helpful, be transparent, be honest. He believes that it’s the only way to conduct business. Tom has the heart of a teacher and has spent the last 10 years of his insurance career helping people understand difficult concepts. Medicare is complicated, and Tom is willing to take you into the deep end

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Michael Gagan

Bridlewood Agent Michael was born and raised in the Hudson Valley region of New York State. He relocated to beautiful San Diego, California in 2002. He earned a degree in Mortuary Science from the State University of New York at Canton. Michael worked in the family business with his father for many years, before joining

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Justus “Jay” Gray

Jay is a seasoned southern California insurance agent with more than 15 years of experience.   Medicare, Health and Life insurance are his specialties and he works with the majority of the major insurance carriers.   He feels proud and privileged to have the opportunity to work with his daughter, Heather, and enjoys the father/daughter working relationship!

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Heather Gray

Heather, a California Girl born and raised​​, grew up in the small town of Ramona​. After graduating from Montecito High School in 2006, ​​she pursued ​a Real Estate ​Career and joined Keller Williams Realty and tried her luck at Real Estate for 5 Years. In 2014, Heather made the best decision of her life and

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John Tovey

Medicare Agent John began his insurance career as a life insurance specialist and gradually moved to health, property/casualty, and commercial with a large insurer. In 2017, he made the move to Medicare insurance only.  John holds health licenses in California, Oregon, Washington, Idaho, Nevada, Arizona, Texas, Utah, Tennessee, and Minnesota. With over 16 years of

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Linda Seltzer

Medicare Agent Linda works tirelessly as a Bridlewood Medicare insurance agent. Formerly a CPA, and holder of a BA in Finance and a small business owner for more than 18 years, Linda brings valuable insight of small business operations, accounting and a sincere concern for seniors to her role as a Medicare representative.

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Jim Mumper

Medicare Agent   Jim enjoys working as a Bridlewood agent specializing in Medicare and other products for the Senior market. A natural “people person”, he enjoys meeting with people in their homes and helping them find a solution that works best for them. Many Seniors who are aging into Medicare, experience this as a time

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