Original Medicare usually doesn’t cover health care while you’re traveling outside the U.S. and its territories. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S. Medicare may pay for

Under Original Medicare Part A & Part B, the following are NOT covered: Hearing aids or exams for fitting hearing aids. Most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services you get when you’re

There are important differences in coverage between home health care and nursing home care. The most crucial difference is that home health care can be covered by Medicare, whereas long-term care services in nursing homes are not. For a long-term nursing home, care is typically defined as non-medical custodial, which is not covered by Medicare.

There are Medicare Advantage plans available that have premiums that are $0. However, it is important to know that it does not mean that all of your care is free. You may not have a plan premium to pay, but you will still have to pay your Medicare Part B premium. Additionally, $0 premium plans

In almost all cases, if you are enrolled in a Medicare Advantage plan, you will not have to worry about submitting bills to Medicare. However, if you are enrolled in Original Medicare or Medicare and a Medicare Supplement, there can be times you need to file a claim for Medicare reimbursement. If you do, these

Your out-of-pocket costs will be limited by your plan’s Maximum Out-Of-Pocket (MOOP) limit for Medicare Advantage plans. If you are enrolled in a PPO, your plan will set two MOOPS’s, one for in-network costs and another for a combination of in-network and out-of-network costs. In 2021, the maximum allowable MOOP for Medicare Advantage Plans is

HMO stands for Health Maintenance Organization and is a type of plan that requires you to see doctors in its network. If you see a doctor outside the network, you will be responsible for all of the costs. The only exception to this is medically necessary emergency or urgent care services. There is also a

In some respects, yes. There are Medicare Advantage plans available that have premiums that are $0. However, it is important to know that it does not mean that all of your care is free. You may not have a plan premium to pay, but you will still have to pay your Medicare Part B premium.

As of January 1, 2020, Medicare Supplement plans that cover the Part B deductible are not allowed to be sold to those newly eligible for Medicare. As a result, Medicare Supplement Plans C and F are no longer available to those newly eligible for Medicare beginning January 1, 2020. If you are already enrolled in

Medicare rates Medicare Advantage and Part D (prescription drug plans) using something called Medicare stars. A 5-star rating is the best, while a 1-star rating is the worst. When you’re trying to choose a Medicare Advantage or Part D (prescription drug) plan, all the choices can be overwhelming. The star rating program was put in