Can a Medicare Advantage plan be “free”?

In some respects, yes. There are Medicare Advantage plans available that have premiums that are $0. However, it is important to know that it does not mean that all of your care is free. You may not have a plan premium to pay, but you will still have to pay your Medicare Part B premium. Additionally, $0 premium plans typically have higher out-of-pocket costs than other Medicare Advantage plans with higher premiums. Additionally, you will likely have few if any supplemental benefits like dental, vision, hearing, transportation, and the variety of other supplemental benefits you see on higher-priced plans. So is a $0 premium Medicare Advantage plan right for you? That depends on many factors, including your health status and financial situation. Talk to your independent Medicare agent, and they can help you make the right choice given your unique situation.

Call us with your Medicare Questions at (858) 753-7000 - We Make Make Medicare Easy !

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