Is it possible to get a Medicare plan that covers a health club membership?

There are many benefits that people often think original Medicare will cover, and health club memberships are one of those. Original Medicare, Part A, and Part B do not cover any of the costs associated with gym memberships or fitness programs. However, other Medicare plan options may cover a gym membership cost as a part of their supplemental benefits. Medicare Advantage plans can offer a supplemental fitness benefit like a fitness club membership in their plans if they so choose. It is important to review the Summary of Benefits for each Medicare Advantage plan to understand if there is a fitness membership included and any limitations. Most of the fitness programs available as a part of Medicare Advantage plans limit you to a network of fitness clubs. Be sure you check and see if there are any located near you or that the one you want to go to is a part of the network. There are also a very few Medicare Supplement plans that also provide supplemental fitness benefits, but they are rare. Medicare Advantage or Medicare Supplement insurance companies may offer supplemental fitness benefits through companies like SilverSneakers and others.

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