One of the most common problems we try and work around is the cost of prescription drugs.
As most of you know, the prescription drugs are broken down to 5 different tier levels. Tier’s 1 & 2 are your generics. Tier’s 3 & 4 are your name brand drugs and Tier 5 is your specialty medicines. There are 3600+ medicines covered by United Healthcare in what is known as a formulary. It’s from this formulary we can look at your medicine and determine what Tier level and therefore determine your co-pay. All medicines come with in a family of drugs. For example, high blood pressure (more…)