Congratulations! These licensed Medicare agents serve your local area.
Janetta Bouman

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Janetta started in the insurance benefits industry over 20 years ago and joined Bridlewood Insurance in 2015. Helping people protect their family with life and health insurance in the senior population is her specialty. She has been a Medicare broker for 15 years and offers plans with all the major carriers in California. Prior to Bridlewood, Janetta provided her clients with education in all areas of retirement in the art of how money works. At the cornerstone of her efforts lies in a belief that to make your money work for you, you must understand the fundamentals of personal finance. read more…

6 REVIEWS - RATING: 0

Penny Carlson

• Covered California • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Penny joined Bridlewood Insurance in 2014. Penny became interested in insurance while assisting her husband in his work and being a caretaker for her mother-in-law. The benefit of her experience and continuing education is invaluable. Her goal with Medicare is to make it simple, clear and a painless experience with satisfying results. Her ability to listen to people carefully to better understand their preferences, their doctors & specialists, their prescription medications and their budget for health insurance is essential to quality customer service. Penny Carlson is a native from California, born and raised in Orange County. She worked at Disneyland read more…


Ron Coyle

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Ron has had a successful life insurance business as an independent agent for the past 23 years. As time has progressed he has come to recognize the growing need that individuals of his generation have in understanding all the options available to back up Original Medicare coverage. With Bridlewood’s full range of Medicare Advantage, Supplemental and Prescription Drug Plans Ron firmly believes there is no better place to provide for this service.

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A California native, Ron has been a Vista resident since 1975. Married to his lovely wife Nannette for 43 years, they have read more…

14 REVIEWS - RATING: 4.93

Mark McWhinney

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Agent Manager Mark attended Radford University in 1990. He has worked in many fields since graduating, including work as a flight instructor at King Schools (1992-2003), Terminix International, and in the financial services are with JP Morgan Chase (2010-2013).  He even fished in Alaska for a summer, catching 40,000 pounds of Sockeye salmon.  Since that time he has become an experienced Medicare professional, with a high level of Medicare competency.  He joined Bridlewood, after several years as a captive agent with UnitedHealthcare, so he could offer a wide variety of the best available Medicare options in San Diego for his read more…

1 REVIEWS - RATING: 5

James Robeson

• Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Life

Jim began his insurance career in early 1978, shortly after graduating with a BA in Recreation Administration from SDSU.  Jim also has a Masters of Religious Studies from So. CA Bible College & Seminary.  He has his life, health and disability insurance licenses, and holds a CLU and ChFC designations.  Jim was introduced to Bridlewood Insurance in 2015, through mutual friend and colleague, Kent Hildebrand. Jim’s business philosophy is, “as your insurance and benefits consultant, YOU become my top priority”.  He has built his success on the three C’s – Client service, Competence and Clarity.  Jim offers his clients Medicare read more…


Carmen Saunders

• Bilingual • Covered California • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Carmen has been a proud member of the Bridlewood Insurance team since 2014. She is a Licensed Health Insurance Agent in San Diego and continues to “make a difference in people’s lives” by helping Seniors have access to the Medicare Advantage, PDPs, and Supplemental Plans that best fit their individual needs.  Carmen’s specialty is helping those who may be a little confused as to how to enroll in Medicare and what plan to choose. She is a good listener and can easily help people sort through the “maze” of Medicare so they can make an informed decision and be able read more…

5 REVIEWS - RATING: 5

Gary Saunders

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Gary is a licensed Life and Health Insurance Agent, who specializes in helping seniors with their Medicare coverage and prescription drug plans. Gary retired after 30 years as a Dental Hygienist. He received an Associate of Arts degree from Cerritos College in Norwalk, CA near his hometown of Lakewood. He served in the U.S. Navy from 1975 to 1979 as a Dental Technician.

He enjoys reading, gardening, exercise, yoga, and spending time with family and friends. He and wife Carmen have been married over twenty years and have a son, daughter and three grandchildren.
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1 REVIEWS - RATING: 5

Dawn Watson

• Covered California • Final Expense • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Dawn is an established Medicare insurance professional located in San Diego who prides herself on supporting her customers and loves the challenge that Medicare provides. At Bridlewood, Dawn feels great satisfaction when helping her clients understand their Medicare options. Dawn specializes in selling Medigap and Medicare Advantage Prescription Drug plans (MAPD’s), and stand-alone Prescription Drug Plans (PDP’s). Since she is contracted with so many carriers, she specializes in helping the public choose the plans that is best designed for their unique situation. She started working with Jeff Wetzel and Bridlewood in 2014 when he had just formed Bridlewood. She was read more…


Madison Morris

Madison became a licensed Medicare Insurance agent in the fall of 2011 to help her father, Jeff Wetzel, with the heavy load of the Annual Enrollment time. For eight years, Madison was a elementary substitute teacher in both San Marcos and Poway school districts. She believes in good service and public relations and strives for excellence whether it is working with the over 65 community or the under 11.

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Raised in Poway, CA, Madison got her Bachelor’s degree in Liberal Studies from Cal Poly Pomona in 2010. She then continued to get her K-6 read more…

5 REVIEWS - RATING: 4

Brian McArthur

• Covered California • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Brian works with retirees in San Diego like you, and their financial advisors, to help navigate his clients through the Medicare enrollment process. He helps clients understand: – When they CAN apply vs. when they SHOULD apply? – What does Medicare cover vs. what Medicare misses? – Do you really need “Cadillac-style” benefits immediately, or can you wait to “ Go Big”? – What are the trade-offs to not taking certain options immediately? Most of Brian’s referrals come from financial advisors who want their clients to get help with the above, AND the following: – Understanding what, if any, Medicare read more…

6 REVIEWS - RATING: 5

Denice Merrill

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans

Agent Manager Hi, we are very excited to partner with Bridlewood and to become your Orange County resource! Denice Merrill is the Co-Owner of Merrill Insurance Services, Inc. Specializing in Medicare Plan Choices with over 10 years Experience. With her success, she has won awards for agency of the year with United Healthcare in 2015, and Sales achievement award with Humana in 2015 in the Orange County Market. Denice is an Independent Medicare Broker offering a review of all plans in Orange County. Denice does not work for any one company, the analysis is based on your personal needs and read more…


Stephan Merrill

Stephan is a native Californian and has spent 20 years in sales management in the high-tech electronics industry.  He started in the Medicare insurance field about 5 years ago, and thoroughly enjoys working with seniors helping them make that complicated decision on which medical plan is best for them.  Stephan represents many of the major Medicare carriers and is able to help guide his clients to the appropriate plan, based on their medical and financial concerns, all the while enabling them to keep their doctor. read more…


Richard & Susan White

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Susan and Richard are a husband & wife team serving the South Orange County area. Richard is a native southern Californian, and Susan moved to California from New York. Susan got her degree from Pace University, NY and Richard graduated from Newport University, CA. They have been together for over 30 years, and their backgrounds have always been in Sales, Finance and Management.  They both had highly successful careers as managers in the tech world (Silicon Valley).  Upon relocating to Orange County, they decided to channel that expertise and background to support their Medicare clients.  They have both been working read more…

15 REVIEWS - RATING: 2.67

Kevin C Kay, CFEI

Agent Manager Kevin Kay is the owner of Bridgelink Insurance and Financial Solutions and has recently partnered with Bridlewood Insurance Services. He has extensive training and education in the Medicare arena.  Kevin has been working with the Senior community for the past 6 years.  His hard work and dedication to his craft has made him a top producer in his field.

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Kevin’s success has come from his personal attention to each client he works with. He believes not one plan is right for everyone and takes the time to find out each client’s needs, read more…

1 REVIEWS - RATING: 0

Gloria Janco

Medicare Agent Gloria Janco of Lake Insurance is a seasoned Employee Benefits professional with over 27 years of experience. A successful bilingual Independent insurance agent with a focus on Medicare, individual life and group employee benefit portfolios. Gloria works closely with partner Carol Chamberlin to help clients understand and navigate through the complex world of insurance we live in today.

Gloria’s recent partnership with the Bridlewood team ensures her Medicare clients will receive the superior support and customer service needed for any of their Medicare or prescription drug plan.
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Janis Lakkees

Medicare Agent Janis partnered with Bridlewood in 2016 and has over 18 years of experience in the insurance industry. Janis has a passion for helping others. Her heart is dedicated to helping seniors understand Medicare and their options.  Doing what is best for her clients is what she is committed to in this industry. Her intention, integrity, and passion comes from raising her special needs son. Besides her 18-year-old son, Janis has three daughters and one granddaughter.  Her oldest is daughter is 29 years old, and her youngest are 16-year-old identical twins.  Janis loves living an active and healthy lifestyle.  read more…

1 REVIEWS - RATING: 5

Michael Zeiger

Michael is originally from Long Island, New York, and came to San Diego by way of his time in the service of the U.S. Navy, as a hospital corpsman. After his U.S. Navy service he liked the San Diego area so much, he decided to stay and began work as a medical assistant for Sharp Healthcare. While he considered a career in medicine, he always had an interest in business and personal finance, which also require a good bedside manner. Michael became a licensed financial advisor and insurance agent in 2003, and since then has had the privilege of helping read more…

1 REVIEWS - RATING: 5

Marc Robertson

• Bilingual • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Long Term Care

Marc is considered a unicorn in the San Diego area. Men like Marc are hard to find because he has lived in San Diego his entire life. With two beautiful children Brady and Reed, he is a busy man. In his youth, Marc vacationed all over the US with his parents. Today he is doing the same with his family. They love it as much as he did as a kid. Marc spends most Saturdays at youth sporting events either coaching or cheering on his boys.

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Marc is a single dad who loves the read more…

3 REVIEWS - RATING: 5

John Tovey

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Medicare Agent John began his insurance career as a life insurance specialist and gradually moved to health, property/casualty, and commercial with a large insurer. In 2017, he made the move to Medicare insurance only.  John holds health licenses in California, Oregon, Washington, Idaho, Nevada, Arizona, Texas, Utah, Tennessee, and Minnesota. With over 16 years of experience in the insurance industry, John is extremely well-suited to assist with all of his client’s insurance needs.  He made the decision to join Bridlewood in 2017 with the help of my great childhood friend, who told him about the opportunity even before 2017, but read more…

12 REVIEWS - RATING: 4.58

Heather Gray

• Covered California • Health • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life

Heather, a California Girl born and raised​​, grew up in the small town of Ramona​. After graduating from Montecito High School in 2006, ​​she pursued ​a Real Estate ​Career and joined Keller Williams Realty and tried her luck at Real Estate for 5 Years. In 2014, Heather made the best decision of her life and switched careers, selling insurance.  She truly feels that this is her passion, and she has had the best trainer and mentor helping me every step of the way – her dad, Jay Gray. ​It is very rewarding ​being able to ​work ​together and spend time read more…

18 REVIEWS - RATING: 5

Michael Gagan

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Long Term Care

Bridlewood Agent Michael was born and raised in the Hudson Valley region of New York State. He relocated to beautiful San Diego, California in 2002. He earned a degree in Mortuary Science from the State University of New York at Canton. Michael worked in the family business with his father for many years, before joining Bridlewood Insurance in 2016. California, New York, Arizona, and Florida are the states Michael holds licenses. He has dedicated his life to helping others, always seeking ways to assist in the communities where he lives and works. Michael’s knowledge in the Medicare industry has helped read more…

8 REVIEWS - RATING: 5

Tom Valdez

• Covered California • Medicare Advantage • Medicare Supplement • Life

With every client, Tom has 3 goals: Be helpful, be transparent, be honest. He believes that it’s the only way to conduct business. Tom has the heart of a teacher and has spent the last 10 years of his insurance career helping people understand difficult concepts. Medicare is complicated, and Tom is willing to take you into the deep end if you like knowing the nitty-gritty. Or, if you don’t want to get into all that – you just want to stay in shallow water – he’ll give you just the bare-bones of what you need to know so that you don’t drown in the read more…

1 REVIEWS - RATING: 5

Kimberly Wetzel

• Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi

Kim Wetzel has worked in the financial services and insurance industries for over 20 years.  Her passion for working with seniors was the catalyst for her making a career change to Medicare Insurance.  Kim’s husband, Jeff Wetzel, started Bridlewood Insurance and she left the stock brokerage business to work with him.  They have built Bridlewood into the award-winning Medicare insurance agency that it is today.  As the business grew quickly, it became necessary for Jeff to hand off some of his responsibilities, and who better than Kim to take over servicing his 1,000+ clients, and keep adding to that number read more…

13 REVIEWS - RATING: 4.62

Joe Arroyo

Joe has been helping people make confident and informed decisions about their Health and Life Insurance options since 2013.   Prior to health insurance, Joe co-founded and operated an e-commerce business in the vintage and designer clothing field. He also worked for over a decade in the Retirement Plan Design and Administration field. A life-long San Diegan, Joe loves spending time in the outdoors with his family: wife Lisa, daughter Astrid, and son Ian. Joe is also passionate about football and has coached at the youth and high school level in Ramona as an Offensive Line and Wide Receivers coach. read more…


Clara Gill

• Bilingual • Medicare Advantage • Medicare Supplement • Medicare Prescription Drug Plans • Medi-Medi • Life • Long Term Care

Medicare Agent Clara was born in Panama and is married to Vicente Gill, also of Panama and USN Retired. We are active members of Mission Hills Church, in San Marcos, CA. My husband and I have two adult sons and four beautiful grandchildren. My granddaughters enjoy tea parties, and my grandsons enjoy exploring the backyard. I enjoy reading, gardening, travel, and spending precious time with our grands. I am fluent in English and Spanish. My favorite TV shows are anything HGTV and The Good Doctor. I have a Bachelor of Arts degree in Business Administration. Over the past 25 years, read more…

2 REVIEWS - RATING: 5

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