How can I enroll in a Medicare Advantage plan in %location_address_locality% with significant extra benefits not provided by Original Medicare at little or no cost? The first thing to understand is that a Medicare Advantage plan completely replaces your Original Medicare benefits; it does not work alongside Original Medicare as a Medicare Supplement plan does. There are two main parts to how an insurance company gets paid for a Medicare Advantage beneficiary. The first and smallest part is the premium you as a member pay. The second and largest part comes from the Centers for Medicare and Medicaid Services (CMS), the government agency responsible for all of Medicare. When a Medicare Beneficiary enrolls in a Medicare Advantage plan, CMS no longer has any financial responsibility for providing care to that person. In simple terms, they agree to give the Insurance Company a certain amount of money to provide all the care needed. Insurance Companies then build in services to help keep members healthy and contain costs, which allows them to offer the extra benefits you see in Medicare Advantage plans. For more information on Medicare Advantage plans visit the %location_locationName% website at %location_websiteUrl% or call us at %location_primaryPhone%.