It is important to understand what Original Medicare Part A and Part B do not cover. Some of the items and services Medicare doesn’t cover include:

  • Long-term care (also called custodial care )
  • Most dental care
  • Eye exams related to prescribing glasses
  • Dentures
  • Cosmetic surgery
  • Acupuncture
  • Hearing aids and exams for fitting them
  • Routine foot care
  • Part A and B copayments, coinsurance, deductibles
  • Prescription Drugs

To determine if Medicare covers a specific test, item, or service, you can visit www.medicare.gov/coverage.

Medicare Supplement plans can help pay some of the health care costs Medicare does not, including:

  • Copayments
  • Coinsurance
  • Deductibles

Medicare Advantage plans must, at a minimum, offer the same benefits as Original Medicare Part A and Part B but, in most cases, offer significantly more benefits. These additional benefits are sometimes called supplemental benefits and include things such as lower cost-sharing, dental, vision, hearing, meal plans, fitness memberships, transportation, and much more. Most Medicare Advantage plans also include Medicare prescription drug coverage and is commonly known as MAPD plans.

To ensure that you understand what is covered, what is not, and the options available to fill in those gaps or enhance your coverage, visit our website at %location_websiteUrl%.

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